There is no universal minimum. Some lenders want two or three years of accounts, others will look at a business trading for months, and a few will consider a brand new venture with a deposit or a personal guarantee. Being newly established narrows the field rather than closing it.
Thinking about it for your own business?
Tell us what you are looking to fund and we will search our panel of 60+ lenders. No credit search at this stage, and indicative decisions in as little as 24 hours.
CW Asset Finance is a credit broker, not a lender. Finance is subject to status and lender approval.