Renewable Energy & Solar Panel Finance
Solar, battery storage, EV charging and heat pumps — funded so the savings start before the asset is paid for.
- Whole-of-market — 60+ lenders searched
- All credit histories considered
- Decisions in as little as 24 hours
Whole-of-market — 60+ lenders searched, including
Renewable energy finance works particularly well because the asset generates a measurable saving from the day it is switched on. Commercial solar finance, EV charger finance and heat pump funding can often be structured so the monthly repayment sits below the energy saving, which means the project improves cash flow rather than consuming it. Battery storage finance is arranged alongside solar where the two are installed together.
What you can fund
Every asset has its own page: how lenders treat it, what buyers specify, the questions people ask, and what we have actually funded.
| Asset | What it covers | Page |
|---|---|---|
| Commercial solar | Funding for rooftop and ground-mounted solar PV on UK commercial premises, arranged around who owns the… | Read the guide |
| Solar carport | Funding for PV canopies over staff and customer car parks, where a steel structure, a solar… | Read the guide |
| Battery storage | Funding for commercial battery energy storage, from wall-mounted cabinets alongside a solar array to containerised systems… | Read the guide |
| EV charger | Funding for workplace and fleet AC charging, covering the charge points themselves plus the civils, cabling… | Read the guide |
| Rapid charger | Funding for DC rapid and ultra-rapid charging hardware on forecourts, depots and destination sites, where grid… | Read the guide |
| Air source heat pump | Funding for commercial air source heat pumps, covering the outdoor units, cylinders and the pipework and… | Read the guide |
| Ground source heat pump | Funding for ground source heat pump projects where boreholes or slinky collectors, headers and the plant… | Read the guide |
| Commercial heat pump | Funding for larger heat pump plant serving whole buildings, where the system is a central part… | Read the guide |
| Biomass boiler | Funding for wood chip and pellet boiler installations on farms, estates and rural sites, including the… | Read the guide |
| Anaerobic digester | Funding for anaerobic digestion projects and plant upgrades, where tanks, civils and process equipment are structured… | Read the guide |
| CHP unit | Funding for combined heat and power engines, from packaged units in a plant room to containerised… | Read the guide |
| Wind turbine | Funding for mast-mounted commercial wind turbines on owned land, where the machine, the foundation and the… | Read the guide |
| Small wind turbine | Funding for farm scale and small commercial turbines on tilt-up or lattice masts, typically serving one… | Read the guide |
| Hydrogen electrolyser | Funding for on-site hydrogen production plant, covering electrolyser skids, compression, storage and dispensing on industrial, port… | Read the guide |
| Backup generator | Funding for standby generating sets that keep a site running through a power cut, from packaged… | Read the guide |
| Voltage optimisation | Funding for voltage optimisation and power factor correction equipment wired in at the incoming supply of… | Read the guide |
| Energy monitoring | Funding for sub-metering and monitoring systems that break site consumption down by circuit, machine or tenancy… | Read the guide |
| Building management system | Funding for BMS installations and controls upgrades, covering the head end, controllers, valves, sensors and the… | Read the guide |
| LED lighting retrofit | Funding for LED lighting upgrades across warehouses, factories, retail units and car parks, where fittings, controls… | Read the guide |
| Insulation retrofit | Funding for fabric upgrades on commercial buildings, from warehouse roof and wall insulation to cold store… | Read the guide |
| Rainwater harvesting | Funding for commercial rainwater capture, covering tanks, filtration, pump sets and the distribution needed to put… | Read the guide |
| Water recycling system | Funding for process water recycling and effluent treatment plant, where the equipment reduces both water purchased… | Read the guide |
| Waste compactor | Funding for static and portable waste compactors that cut collection frequency and free up yard space… | Read the guide |
| Recycling baler | Funding for vertical and horizontal balers that turn loose cardboard and plastic film into saleable bales… | Read the guide |
| Carbon capture equipment | Funding for carbon dioxide recovery and capture plant, from brewery and distillery recovery skids to capture… | Read the guide |
Funding that pays for itself
Most assets cost money to run. Renewables do the opposite, which changes the conversation with a lender. Where the saving is well evidenced, renewable energy finance can be structured so repayments are covered by reduced energy bills across the term.
Solar panel finance
Solar panel finance covers roof and ground-mounted commercial arrays, inverters and installation. Because a system has a long working life and a predictable output, terms tend to be longer than general equipment finance, which keeps the monthly figure below the saving.
Commercial solar finance and battery storage
Commercial solar finance increasingly comes with battery storage, which lets you use what you generate rather than exporting it cheaply. Funding both together usually makes better financial sense than adding storage later as a separate agreement.
EV charger finance
EV charger finance funds workplace and destination charging — the units, the groundwork and the installation. For fleets converting to electric, charging infrastructure is often the piece that gets deferred; funding it removes that bottleneck.
What lenders assess on renewables
Renewable projects are assessed on the strength of the savings as much as the business. Lenders want to see a credible generation or efficiency estimate from a competent installer, MCS certification where relevant, and a realistic payback period. A well-evidenced proposal often funds on better terms than the same business would get for general equipment.
Roof ownership and site tenure
This is the question that stops more solar projects than cost. If you lease your premises, the lender will want to know that your tenure runs at least as long as the finance term, and that the landlord consents to the installation. Sort that before you commission a survey — it is the most common reason a funded solar project falls over.
Battery storage and export
Generation without storage means exporting cheaply what you could have used yourself. Battery storage improves the economics substantially for businesses whose demand does not match their generation curve, and funding both together is usually better value than retrofitting storage later as a separate agreement.
Wind, biomass and heat networks
Small-scale wind, biomass boilers and heat recovery all fund on the same principle: measurable savings over a long asset life. Agricultural and rural sites are frequently the best candidates, having the space, the demand and often the off-grid fuel costs that make payback quickest.
Heat pumps and biomass
Heat pump finance and biomass boiler funding suit rural and commercial premises replacing oil or LPG. The saving is usually larger and the payback shorter than for solar, particularly off the gas grid.
What to send us
Send us the installer’s quotation and generation estimate, and tell us whether you own or lease the roof. We will come back with whether the repayments can sit below the projected saving, and over what term. No credit check to ask.
How it works
Tell us what you need
One quick conversation about the asset and how the repayments need to work.
We search 60+ lenders
As an independent broker we find the right structure and rate — not one lender’s products.
You get funded
Indicative decisions in as little as 24 hours, then we manage it through to payout.
Estimate your repayments
Asset finance is quoted on a flat rate, so that is what the buttons show, with the equivalent APR beside it. Your exact rate depends on the asset, the term, the deposit and the lender.
Prime is an established, profitable business with clean credit. Specialist covers newer businesses and credit that needs explaining — the asset itself carries part of the risk, which is why finance is often available where an unsecured loan is not.
Representative example: on Hire Purchase, borrowing £25,000 over 48 months at a 5.15% flat rate (equivalent to 9.9% APR representative), you would repay around £628 a month; total amount repayable approximately £30,150, of which £5,150 is the cost of finance. This calculator is for illustration only — it is not a quote or an offer of finance, and the rate and repayments you are offered will depend on the asset, term, deposit and your circumstances. CW Asset Finance is a credit broker, not a lender, and will receive a commission from the lender that funds your agreement. All finance is subject to status, affordability and lender approval.
Rates shown are indicative flat rates with the equivalent APR alongside — the two are not the same number. Indicative only and does not constitute a quote or an offer of finance. Subject to status and lender approval.
Frequently asked questions
Can renewable energy finance be repaid from the energy savings?
Do you fund commercial solar as well as domestic?
Can I finance EV chargers for a fleet?
Is heat pump finance available for commercial premises?
Do you cover my area?
Get your quote
Tell us what you’re looking to fund and Conor will come back to you personally — usually the same day.
Prefer to talk? Call 0333 772 4864 · serving Leeds, York, Harrogate, Wakefield, Selby, Tadcaster & across North & West Yorkshire.