Double deckers nearly double the pallet count per trip, which is why retail and network operators run them despite the height restrictions they bring.
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Yes. A double deck trailer funds as a standalone trailer asset and often carries better appetite than operators expect, because the volume efficiency makes it attractive second-hand. Used double deckers fund well. The consideration that catches people out is operational rather than financial: the extra height restricts where the trailer can go, and it usually needs a low ride height tractor unit to stay within limits. Buyers occasionally fund a double decker only to find their existing units cannot pull it legally on the routes they run.
Used kit: Yes — used double deck trailers fund readily, often around ten to twelve years, with lifting deck mechanisms checked where fitted.
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Business asset finance is quoted on a flat rate, so that is what this shows — with the equivalent APR underneath, because the two are not the same number. A quick guide only; your actual rate depends on the asset, term, deposit and lender.
Representative example: on Hire Purchase, borrowing £25,000 over 48 months at a 6.0% flat rate (equivalent to 11.5% APR representative), you would repay around £646 a month; total amount repayable approximately £31,000, of which £6,000 is the cost of finance. This calculator is for illustration only — it is not a quote or an offer of finance, and the rate and repayments you are offered will depend on the asset, term, deposit and your circumstances. CW Asset Finance is a credit broker, not a lender, and may receive a commission from the lender that funds your agreement. All finance is subject to status, affordability and lender approval. CW Asset Finance is an Appointed Representative of Rural Finance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 630701).
Funders view double deckers favourably on resale because the operators who want them are the growth end of the market — networks, retail and parcel. Fixed deck trailers are simpler and cheaper; lifting or moving deck versions carry hydraulic or electric mechanisms that are assessed as equipment, with service history requested. Builder matters: Cartwright, SDC, Schmitz and Montracon decked trailers have established values. The operator assessment focuses on whether the work genuinely suits decking, because a double decker running half loaded is an expensive way to move air, and funders have seen operators overbuy. Height compatibility with the existing fleet is also raised. Declines are unusual on the asset and generally reflect operator credit or licence position.
Examples of the machines we are asked to fund. This is not an exhaustive list — if what you are buying is not here, it does not mean we cannot fund it. Your supplier quote is what the agreement is written against.
| Machine | What it is |
|---|---|
| Cartwright double deck trailer | Two-tier trailer for maximum pallets |
| SDC double deck curtainsider | Double deck curtain for retail freight |
| Schmitz Cargobull double deck | Two-tier trailer with moving deck |
| Montracon double deck trailer | Double deck trailers for pallet networks |
| Don-Bur Lifting Deck trailer | British trailer with hydraulic second deck |
| Don-Bur Teardrop double deck | Aerodynamic double deck for fuel saving |
| Lawrence David double deck | Lightweight double deck curtainsider |
| Tiger double deck trailer | Two-tier trailer for parcel operators |
| Krone Mega Liner | Tall trailer for high volume loads |
| Dennison double deck skeletal | Two-tier trailer for container and box work |
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Pallet network members, retail and e-commerce distributors, and hauliers running high-volume, low-weight freight where the trailer cubes out long before it weighs out. The trigger is nearly always a cost-per-pallet calculation — when volume is the constraint, a decked trailer removes a trip rather than adding capacity to one. Others are manufacturers shipping light bulky goods such as packaging, insulation or furniture, where weight is never the constraint.
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Bought on hire purchase, business plant and machinery normally qualifies for capital allowances on the full cost even though you pay for it monthly, which is a large part of why hire purchase is the common structure. On a finance lease you generally set the rentals against profit instead. The rules change between budgets and your position depends on how you trade, so treat this as the direction of travel and get your accountant to confirm the detail before you commit.
Usually a low ride height unit, yes. Combined height is the constraint, and a standard unit with a high fifth wheel can put the outfit over the limit for bridges, service station canopies and customer yards. Check the combination before you buy the trailer — it is the single most common oversight on these purchases.
Fixed decks are cheaper, lighter and have nothing to break, which suits operators always carrying the same pallet height. Lifting or moving decks let you vary the split for different loads, which suits mixed freight. The mechanism adds cost and maintenance, and funders will want its service record on a used purchase.
Considerably more than a single deck, though the exact count depends on the deck configuration, pallet height and whether the trailer is fully decked. The gain is in volume, not weight — you will usually reach the weight limit or the deck limit before you run out of space, so plan around the freight density you actually move.
Yes, and network membership generally helps the application. It gives funders a recurring freight picture and demonstrates the volume that justifies a decked trailer. Funders may ask about your depot arrangements and whether your routes can accommodate the height, but the membership itself reads as a positive.
Not especially — the buyers are fewer than for a standard curtainsider but they are active and the volume advantage keeps demand steady. Recognised builders sell most easily. Where resale suffers is with unusual deck configurations built for one customer, which is the same principle that applies to any bespoke body.
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