No. CW Asset Finance is a genuine UK credit broker and its regulatory status can be checked independently. CW Asset Finance is an Appointed Representative of Rural Finance Limited (FRN 630701). Rural Finance Limited is authorised and regulated by the Financial Conduct Authority. Rural Finance Limited is a credit broker and not a lender.
You do not have to take that on trust. You can verify it yourself:
- search the FCA’s Financial Services Register at register.fca.org.uk for firm reference number 630701, and check that CW Asset Finance is listed as an Appointed Representative
- check NACFB membership with the association directly
- check the ICO’s register of data protection fee payers for registration ZB881088
It is worth being alert to finance fraud generally. Common warning signs include being asked to pay an upfront “release” or “insurance” fee to unlock a loan, pressure to transfer money quickly, contact from a lookalike email address or phone number, and requests to pay into an account whose name does not match the business you are dealing with. If anything about a request looks wrong, stop and contact the firm on a number you have sourced yourself rather than one supplied in the message.
Genuine lenders and brokers will always give you time to read the agreement before you sign.