You choose the equipment, we approach lenders on your behalf, and the lender pays the supplier. You then repay the lender monthly over an agreed term. At the end you either own the asset outright, return it, or extend — depending on which type of agreement you took.
In practice the sequence is:
1. You tell us what you need to buy and roughly what it costs. 2. We check which of our 60+ lenders fit your trade, trading history and asset type. 3. We put the case to the lenders most likely to say yes, rather than all of them. 4. You get an indicative decision — often within 24 hours. 5. On acceptance, the lender pays your supplier directly and the agreement starts.
You’ll need to keep up payments for the full term. Early settlement is usually possible but may carry a charge — always check the agreement before signing.