Yes. Excavators, dumpers, rollers, telehandlers, crushers and site equipment are all standard asset finance territory, funded new and used. The bulk of it goes to incorporated contractors and hire businesses buying for business use, which sits outside the FCA consumer credit regime.
Construction buyers frequently work contract to contract, and a machine purchase is often driven by a job starting. That makes speed matter, and an indicative decision can be available in as little as 24 hours where the information is complete — an indication, not a commitment.
Lenders look hard at the asset in plant deals because resale is a real consideration. Hours, condition, attachments, whether the machine is a recognised make with an active second-hand market, and whether it will be used on hire or on the buyer’s own contracts all shape the view. Hire fleets are usually assessed differently from owner-operated machines.
Where you sell to smaller groundworks outfits trading as sole traders or partnerships, the regulatory picture is different from selling to a limited company, and how much you do beyond passing on a broker’s name matters. This is general information, not legal or compliance advice, and your position depends on your customer mix. More detail is on the plant-construction-dealers page.