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CW Asset Finance | Vehicle & Equipment Finance Yorkshire

← All finance questions

Can I finance a post knocker?

Yes. Post knockers and post drivers are financeable, either as a standalone purchase or as part of a larger package with a tractor or other machinery. Tractor-mounted, trailed and self-contained tracked units are all commonly funded, usually on hire purchase over a term matched to the machine’s working life.

Post knockers are bought by a mix of farms, fencing contractors and agricultural contractors, and the way a lender views the application depends on which you are. An established farm adding a knocker to an existing fleet is a different proposition from a new fencing contractor buying their first machine. Both are possible; the second usually requires more supporting information.

Because the value is lower than a tractor or combine, small-ticket asset finance is often the route, and decisions can be quicker. Some lenders have a minimum transaction size, so a low-value machine on its own may not suit every funder — in which case bundling it with another purchase can make more sense.

The benefit is straightforward: a knocker turns a slow, labour-intensive job into a fast one and can pay for itself in contract fencing work. The cost is a fixed commitment and a total figure higher than the cash price. As with any secured agreement, the machine is at risk if payments are not maintained.

Thinking about it for your own business?

Tell us what you are looking to fund and we will search our panel of 60+ lenders. No credit search at this stage, and indicative decisions in as little as 24 hours.

CW Asset Finance is a credit broker, not a lender. Finance is subject to status and lender approval.