Oxygenation system finance
Funding for oxygen generation and aeration plant that keeps dissolved oxygen stable in hatcheries, land-based units and live holding tanks.
Whole-of-market — 60+ lenders searched, including
Can you finance an oxygenation system?
Yes. Oxygenation and aeration plant is funded as aquaculture equipment, and it sits at the more fundable end of the sector because oxygen generators, compressors and blowers are recognisable industrial machines with uses beyond fish farming. Used equipment is fundable where the hours and service record stand up. The practical point is the division between plant and installation: the generator, compressor and control system are the asset, while the oxygen store compound, bunded base, pipework buried in a slab and any power upgrade are site works that cannot be included.
Used kit: Yes — used generators and blowers fund well where hours and servicing are documented, helped by demand from industries outside aquaculture.
Get a quoteor call 0333 772 4864
What would an oxygenation system cost per month?
Asset finance is quoted on a flat rate, so that is what the buttons show, with the equivalent APR beside it. Your exact rate depends on the asset, the term, the deposit and the lender.
Prime is an established, profitable business with clean credit. Specialist covers newer businesses and credit that needs explaining — the asset itself carries part of the risk, which is why finance is often available where an unsecured loan is not.
Representative example: on Hire Purchase, borrowing £25,000 over 48 months at a 5.15% flat rate (equivalent to 9.9% APR representative), you would repay around £628 a month; total amount repayable approximately £30,150, of which £5,150 is the cost of finance. This calculator is for illustration only — it is not a quote or an offer of finance, and the rate and repayments you are offered will depend on the asset, term, deposit and your circumstances. CW Asset Finance is a credit broker, not a lender, and may receive a commission from the lender that funds your agreement. All finance is subject to status, affordability and lender approval.
Rates shown are indicative flat rates with the equivalent APR alongside — the two are not the same number. Indicative only and does not constitute a quote or an offer of finance. Subject to status and lender approval.
How lenders treat it
Oxygen plant is easier to place than most aquaculture equipment precisely because it is not aquaculture-specific: pressure swing adsorption generators, compressors and blowers are used across industry and have a real second-hand market, which gives a funder comfort that is absent when it looks at nets or graders. The assessment still rests on the farming business, its consents and its stocking plan, but the asset itself helps rather than hinders. Where the system is installed at a leased site, funders may want the lease position or a landlord waiver confirmed. Bulk liquid oxygen tanks are usually supplied by the gas company on their own contract and are not owned by the farm, so they cannot form part of the agreement.
Makes and models we fund
Examples of the machines we are asked to fund. This is not an exhaustive list — if what you are buying is not here, it does not mean we cannot fund it. Your supplier quote is what the agreement is written against.
| Machine | What it is |
|---|---|
| Atlas Copco OGP PSA oxygen generator | On-site oxygen generation plant |
| Oxymat PSA oxygen generator | Pressure swing adsorption oxygen unit |
| OxyGuard oxygen cone and diffuser | Oxygen dissolution cone package |
| Aerzen low pressure blower package | Low pressure aeration blowers |
| Xylem Sanitaire diffuser grid | Fine bubble aeration grid |
| Aire-O2 Triton aerator | Propeller aspirating aerator |
| Kasco surface aerator | Paddlewheel and surface aeration unit |
| OxyGuard Pacific dissolved oxygen monitor | Dissolved oxygen monitoring and alarms |
| Linde bulk liquid oxygen vessel | Bulk liquid oxygen storage and vaporiser |
| Faivre oxygenation units | Tank and transport oxygenation equipment |
Get a quoteor call 0333 772 4864
Who buys one
Hatcheries and smolt units where a few hours without oxygen means losing a year class, land-based farms running at high stocking density, live holding facilities at processors and merchants, and restocking operations transporting live fish. The trigger is frequently a mortality event or a near miss during a warm spell, an insurer or vet asking for redundancy in the oxygen supply, or a stocking increase that takes the existing system beyond its designed capacity.
Get a quoteor call 0333 772 4864
How it is treated for tax
Bought on hire purchase, business plant and machinery normally qualifies for capital allowances on the full cost even though you pay for it monthly, which is a large part of why hire purchase is the common structure. On a finance lease you generally set the rentals against profit instead. The rules change between budgets and your position depends on how you trade, so treat this as the direction of travel and get your accountant to confirm the detail before you commit.
Oxygenation system finance questions
Why is oxygen plant easier to fund than other fish farm equipment?
Because it is not exclusive to aquaculture. Generators, compressors and blowers are used across manufacturing, water treatment and healthcare, so there are real buyers if the machine ever had to be sold. That broader market is exactly what nets and graders lack. It also means a funder can take a more constructive view of the equipment itself.
Can the bulk liquid oxygen tank be included?
Normally not. Bulk tanks are usually supplied and owned by the gas company under their own contract, so there is nothing for a funder to take security over. On-site generation equipment that you actually buy is the fundable part. Check whether the gas supply contract ties you in, since that affects the payback.
Can back-up and redundancy be funded together?
Yes, and it is a sound reason to invest. A second generator, a back-up blower or an emergency supply with automatic switchover protects stock, which protects income. Funders understand a resilience argument when it is framed around avoided mortality. Insurers sometimes require redundancy as a condition, which strengthens the case.
Does monitoring equipment count as part of the system?
Usually yes. Dissolved oxygen probes, controllers and alarm systems are part of the installed plant and are normally funded on the same schedule. They also strengthen the case, because automatic response reduces the risk the funder is ultimately worried about. Logged oxygen data also demonstrates how the site is actually being run.
We rent our hatchery site. Does that matter?
It can. Equipment fixed into a leased building raises access and removal questions, so a funder may ask for a landlord waiver or confirmation of how long the lease runs. Raise it early, since it is straightforward to sort before installation and awkward afterwards. Most landlords will sign a short waiver once they understand what is being asked.
Get a quoteor call 0333 772 4864
Also in boat and marine finance
- Narrowboat finance
- River cruiser finance
- Sailing yacht finance
- Motor yacht finance
- RIB finance
- Day boat finance
- Charter boat finance
- Workboat finance
- Fishing vessel finance
- Survey vessel finance
- Dive boat finance
- Dredger finance
- Outboard engine finance
- Inboard engine finance
- Boat trailer finance
- Boat lift finance
- Marina pontoon finance
- Pontoon finance
- Marine crane finance
- Net hauler finance
- Fish pump finance
- Fish grader finance
- Shellfish grader finance
- Fish hold refrigeration finance
- Fish processing line finance
- Marine ice machine finance
- Cage net finance
- Feed barge finance
- Recirculating aquaculture system finance
See everything we fund in boat and marine finance →
Not an offer of finance. All finance is subject to status, affordability and lender approval.
Get your quote
Tell us what you’re looking to fund and Conor will come back to you personally — usually the same day.
Prefer to talk? Call 0333 772 4864 · serving Leeds, York, Harrogate, Wakefield, Selby, Tadcaster & across North & West Yorkshire.