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CW Asset Finance | Vehicle & Equipment Finance Yorkshire

Boat and marine finance

Oxygenation system finance

Funding for oxygen generation and aeration plant that keeps dissolved oxygen stable in hatcheries, land-based units and live holding tanks.

Whole-of-market — 60+ lenders searched, including

BarclaysAldermoreParagonAllica BankPraetura Asset FinanceSimply Asset FinanceOxburyBraemar FinanceBibby Financial ServicesBPCE Equipment SolutionsCatfoss FinanceDavenham Asset FinanceFleximizeiwocaKingsway Asset FinanceLombardMetro BankBNP ParibasBarclaysAldermoreParagonAllica BankPraetura Asset FinanceSimply Asset FinanceOxburyBraemar FinanceBibby Financial ServicesBPCE Equipment SolutionsCatfoss FinanceDavenham Asset FinanceFleximizeiwocaKingsway Asset FinanceLombardMetro BankBNP Paribas

Can you finance an oxygenation system?

Yes. Oxygenation and aeration plant is funded as aquaculture equipment, and it sits at the more fundable end of the sector because oxygen generators, compressors and blowers are recognisable industrial machines with uses beyond fish farming. Used equipment is fundable where the hours and service record stand up. The practical point is the division between plant and installation: the generator, compressor and control system are the asset, while the oxygen store compound, bunded base, pipework buried in a slab and any power upgrade are site works that cannot be included.

Used kit: Yes — used generators and blowers fund well where hours and servicing are documented, helped by demand from industries outside aquaculture.

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What would an oxygenation system cost per month?

Business asset finance is quoted on a flat rate, so that is what this shows — with the equivalent APR underneath, because the two are not the same number. A quick guide only; your actual rate depends on the asset, term, deposit and lender.

Indicative flat rate
Approx. monthly£—
Get my exact rate
Total repayable£—
Cost of finance£—
Equivalent APR—%

Representative example: on Hire Purchase, borrowing £25,000 over 48 months at a 6.0% flat rate (equivalent to 11.5% APR representative), you would repay around £646 a month; total amount repayable approximately £31,000, of which £6,000 is the cost of finance. This calculator is for illustration only — it is not a quote or an offer of finance, and the rate and repayments you are offered will depend on the asset, term, deposit and your circumstances. CW Asset Finance is a credit broker, not a lender, and may receive a commission from the lender that funds your agreement. All finance is subject to status, affordability and lender approval. CW Asset Finance is an Appointed Representative of Rural Finance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 630701).

How lenders treat it

Oxygen plant is easier to place than most aquaculture equipment precisely because it is not aquaculture-specific: pressure swing adsorption generators, compressors and blowers are used across industry and have a real second-hand market, which gives a funder comfort that is absent when it looks at nets or graders. The assessment still rests on the farming business, its consents and its stocking plan, but the asset itself helps rather than hinders. Where the system is installed at a leased site, funders may want the lease position or a landlord waiver confirmed. Bulk liquid oxygen tanks are usually supplied by the gas company on their own contract and are not owned by the farm, so they cannot form part of the agreement.

Makes and models we fund

Examples of the machines we are asked to fund. This is not an exhaustive list — if what you are buying is not here, it does not mean we cannot fund it. Your supplier quote is what the agreement is written against.

MachineWhat it is
Atlas Copco OGP PSA oxygen generatorOn-site oxygen generation plant
Oxymat PSA oxygen generatorPressure swing adsorption oxygen unit
OxyGuard oxygen cone and diffuserOxygen dissolution cone package
Aerzen low pressure blower packageLow pressure aeration blowers
Xylem Sanitaire diffuser gridFine bubble aeration grid
Aire-O2 Triton aeratorPropeller aspirating aerator
Kasco surface aeratorPaddlewheel and surface aeration unit
OxyGuard Pacific dissolved oxygen monitorDissolved oxygen monitoring and alarms
Linde bulk liquid oxygen vesselBulk liquid oxygen storage and vaporiser
Faivre oxygenation unitsTank and transport oxygenation equipment

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Who buys one

Hatcheries and smolt units where a few hours without oxygen means losing a year class, land-based farms running at high stocking density, live holding facilities at processors and merchants, and restocking operations transporting live fish. The trigger is frequently a mortality event or a near miss during a warm spell, an insurer or vet asking for redundancy in the oxygen supply, or a stocking increase that takes the existing system beyond its designed capacity.

Get a quoteor call 07581 364281

How it is treated for tax

Bought on hire purchase, business plant and machinery normally qualifies for capital allowances on the full cost even though you pay for it monthly, which is a large part of why hire purchase is the common structure. On a finance lease you generally set the rentals against profit instead. The rules change between budgets and your position depends on how you trade, so treat this as the direction of travel and get your accountant to confirm the detail before you commit.

Oxygenation system finance questions

Why is oxygen plant easier to fund than other fish farm equipment?

Because it is not exclusive to aquaculture. Generators, compressors and blowers are used across manufacturing, water treatment and healthcare, so there are real buyers if the machine ever had to be sold. That broader market is exactly what nets and graders lack. It also means a funder can take a more constructive view of the equipment itself.

Can the bulk liquid oxygen tank be included?

Normally not. Bulk tanks are usually supplied and owned by the gas company under their own contract, so there is nothing for a funder to take security over. On-site generation equipment that you actually buy is the fundable part. Check whether the gas supply contract ties you in, since that affects the payback.

Can back-up and redundancy be funded together?

Yes, and it is a sound reason to invest. A second generator, a back-up blower or an emergency supply with automatic switchover protects stock, which protects income. Funders understand a resilience argument when it is framed around avoided mortality. Insurers sometimes require redundancy as a condition, which strengthens the case.

Does monitoring equipment count as part of the system?

Usually yes. Dissolved oxygen probes, controllers and alarm systems are part of the installed plant and are normally funded on the same schedule. They also strengthen the case, because automatic response reduces the risk the funder is ultimately worried about. Logged oxygen data also demonstrates how the site is actually being run.

We rent our hatchery site. Does that matter?

It can. Equipment fixed into a leased building raises access and removal questions, so a funder may ask for a landlord waiver or confirmation of how long the lease runs. Raise it early, since it is straightforward to sort before installation and awkward afterwards. Most landlords will sign a short waiver once they understand what is being asked.

Get a quoteor call 07581 364281

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Not an offer of finance. All finance is subject to status, affordability and lender approval.

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