We are paid commission by the lender when an agreement completes. You do not pay us a broker fee. If we cannot arrange the finance, or you decide not to go ahead, nothing at all is payable to us. Our income comes from the funder, not from you.
We are a credit broker, not a lender, and we work across a panel of more than 60 funders. Commission arrangements vary from lender to lender, so if you want to know what we will receive in connection with your particular agreement, ask us and we will tell you.
Being paid by the lender does not mean the decision is ours. Whether finance is offered, and on what terms, rests with the lender and depends on your circumstances. Our job is to put your case to the funders whose appetite actually fits it, and to explain the total cost of what is on the table so you can compare like with like.