Business finance is the umbrella term for the ways a company raises money to trade, invest or grow. It covers loans, asset finance, invoice finance, overdraft-style facilities and property lending. The common idea is that you get funds now and repay them over an agreed period, with interest and any fees on top.
Which type suits you depends on what the money is for. Buying a machine that will earn for years is a different problem from covering a wage run before a customer pays, and lenders price and structure those two things differently. Matching the funding to the purpose usually matters more than chasing the lowest headline cost.
CW Asset Finance is an independent credit broker, not a lender. We work with a panel of more than 60 lenders and put your case to the ones whose criteria fit your trade and trading history. We cannot approve anything ourselves — every decision rests with the lender.
All borrowing carries risk. Repayments are a fixed call on your cash flow whether or not trading goes to plan, security may be taken, and falling behind can lead to recovery action and damage to your credit profile. Read the agreement in full before you sign.