Cash flow funding is finance that is underwritten mainly on the money moving through your business rather than on an asset the lender can take back. Lenders assess turnover, bank statements, trading history and affordability, then advance funds you repay over an agreed period, often weekly or monthly.
It is a broad category. Depending on the lender it can include unsecured business loans, revolving facilities you draw down and repay as needed, and repayment structures that flex with card takings or turnover. What they share is that the lender is backing your ability to keep trading, not the resale value of a machine.
Because the lender carries more risk, cash flow funding is generally more expensive than asset-backed borrowing, terms tend to be shorter, and personal guarantees are common. Frequent repayments can also tighten cash flow in a slow week, which is the opposite of what you wanted.
Used well it covers a genuine, temporary timing gap. Used to paper over persistent losses it makes things worse. We can talk through whether the timing is the problem before you take anything on. Decisions and terms rest with the lender.