Fund a tracked spider lift, trailer platform or 4x4 boom for tree work, with new, used and ex-hire machines all in scope.
Whole-of-market — 60+ lenders searched, including
Yes, and powered access is one of the better-secured assets in arb. MEWPs are serial-numbered, brand-recognised, have a documented thorough examination history and sell into a national hire market, so funders can value and recover them with confidence. New, used and ex-hire fleet machines are all funded. The thing to be alert to is the LOLER thorough examination record: a platform without a current certificate and a traceable inspection history is worth markedly less and will attract questions, because the next buyer needs that paperwork just as much as you do.
Used kit: Yes — used and ex-hire platforms are funded routinely, provided the thorough examination record and service history come with the machine.
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Business asset finance is quoted on a flat rate, so that is what this shows — with the equivalent APR underneath, because the two are not the same number. A quick guide only; your actual rate depends on the asset, term, deposit and lender.
Representative example: on Hire Purchase, borrowing £25,000 over 48 months at a 6.0% flat rate (equivalent to 11.5% APR representative), you would repay around £646 a month; total amount repayable approximately £31,000, of which £6,000 is the cost of finance. This calculator is for illustration only — it is not a quote or an offer of finance, and the rate and repayments you are offered will depend on the asset, term, deposit and your circumstances. CW Asset Finance is a credit broker, not a lender, and may receive a commission from the lender that funds your agreement. All finance is subject to status, affordability and lender approval. CW Asset Finance is an Appointed Representative of Rural Finance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 630701).
Powered access is a well-understood asset class and the panel is wide, taking in plant funders who fund hire companies and know the values intimately. That works in your favour on rate and on advance. Funders will check the thorough examination certificate, the serial number and, on ex-hire machines, the fleet history and hours. Where they press is utilisation: a platform that only earns a few days a month is a heavy fixed cost, so be ready to show how much you have been spending on hire. Arb seasonality and weather stoppages are expected but are put to you. Private sales are less common here than with chippers, because most machines come through dealers or ex-hire disposals, which keeps the paperwork clean. Declines follow low turnover against a substantial monthly payment.
Examples of the machines we are asked to fund. This is not an exhaustive list — if what you are buying is not here, it does not mean we cannot fund it. Your supplier quote is what the agreement is written against.
| Machine | What it is |
|---|---|
| Hinowa LightLift 20.10 | Tracked spider platform for garden access |
| Hinowa LightLift 26.14 | Larger tracked platform for tall trees |
| Niftylift TD120T | Trailer mounted platform for pruning |
| Niftylift HR15 4x4 | Self-propelled boom lift for rough ground |
| Niftylift HR17N | Narrow self-propelled articulated boom |
| CMC S19 | Tracked spider lift with basket rotation |
| Easy Lift RA31 | Spider platform for high crown work |
| Teupen Leo 23GT | Tracked platform for restricted sites |
| Platform Basket Spider 22.10 | Compact tracked lift for tree surgery |
| Genie Z-45 | Articulated boom lift for estate work |
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Tree surgery firms that have been hiring a spider lift every few weeks and doing the sums, and contractors whose work has shifted towards dead and dangerous trees where climbing is not the safe option. The trigger is often an insurer or a client requiring mechanical access on ash dieback work. Firms on utility, highways and rail contracts buy 4x4 booms because the sites demand a machine that can travel rough ground.
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We publish the deals we arrange, with no client named and no rate quoted. See what we have funded in arb and forestry.
Bought on hire purchase, business plant and machinery normally qualifies for capital allowances on the full cost even though you pay for it monthly, which is a large part of why hire purchase is the common structure. On a finance lease you generally set the rentals against profit instead. The rules change between budgets and your position depends on how you trade, so treat this as the direction of travel and get your accountant to confirm the detail before you commit.
That is a utilisation question. Add up what you spend on hire and delivery over a year and compare it with a monthly payment plus insurance, servicing and thorough examination. Firms hiring more than a few days a month usually find ownership stacks up, and funders will ask you to have done that arithmetic.
Yes, and ex-hire disposals are a common route into ownership. The machine comes with a documented service and inspection history, which funders like, and the invoice is from a VAT-registered company. Check the hours and the condition of the outriggers and tracks, since hire machines work hard.
It affects the valuation and it will be asked about. A platform with a current thorough examination and a full inspection history is worth more and is easier to place, because any future buyer needs that record. A machine with a lapsed certificate is not unfundable, but expect a more cautious view and possibly an inspection.
Yes. Domestic ash dieback and dangerous tree work is exactly what drives platform purchases. Funders will look at your turnover against the payment and will want to see consistent receipts rather than contract paperwork. Keeping a record of your hire spend over the past year is the most persuasive thing you can bring.
Yes. Expect a requirement to insure for full value with the funder noted on the policy, and to inform them of any total loss. Powered access is expensive to replace and is occasionally damaged on site, so the insurance condition is enforced more tightly than on lower-value kit.
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See everything we fund in arb and forestry finance →
Not an offer of finance. All finance is subject to status, affordability and lender approval.
Tell us what you’re looking to fund and Conor will come back to you personally — usually the same day.
Prefer to talk? Call 07581 364281 · serving Leeds, York, Harrogate, Wakefield, Selby, Tadcaster & across North & West Yorkshire.