Bridging is one of the faster forms of secured lending, but the timeline is driven by valuation and legal work rather than by the lender’s underwriting alone. A straightforward case with clean title, a cooperative solicitor and documents ready moves quickest. Complications extend it, sometimes considerably.
At CWAF we can obtain an indicative decision in as little as 24 hours, so you know early whether a case looks viable. That is an indication, not an offer, and it does not commit any lender.
Completion depends on the valuation being booked and returned, searches and title checks being completed, and any consents — for example from an existing charge holder — being obtained. Legal work is usually the longest pole in the tent.
You can speed things up by instructing a solicitor experienced in bridging, having identification, company documents and proof of your exit ready, and disclosing anything unusual about the property at the outset rather than letting it surface later.