- FCA regulatedAppointed Representative, FRN 1031964
- 60+ lendersWhole-of-market panel, not one bank
- 5.0 from 19 Google reviews
- No credit checkEnquiring leaves no mark on your file
Yes. Interactive panels are among the easier technology assets to place, because they are large, wall-mounted, serial-numbered screens with a genuine second-hand market in the education channel. Agreements are typically lease or hire purchase. Used panels are occasionally funded where refurbished by a recognised supplier. What surprises most applicants is the status of the buyer rather than the asset: maintained schools, academy trusts, independent schools and private training providers are all assessed very differently, and public sector bodies face specific rules on borrowing that must be checked before an application is made.
Who finances this
Independent schools, private training providers, apprenticeship centres and corporate learning and development teams, alongside nurseries and tutoring businesses. The usual trigger is a projector estate reaching the end of its life, where replacement lamps and dim images have become a termly complaint. Multi-site training providers standardising equipment across centres are common applicants, as are businesses building internal academies where the room needs to work for both in-person and remote learners.
How lenders see it
Interactive panels are one of the technology items I can genuinely underwrite on the asset as well as the covenant. They are big, they are fixed to a wall, they carry serial numbers and the education channel actively trades refurbished units. Recovery is realistic, if unglamorous. What I am careful about is who is signing. A private training provider with fluctuating learner numbers is a different proposition to an established independent school with fee income visible in the accounts, and public sector borrowing rules mean some education buyers cannot enter these agreements at all without approval. The installation, wall reinforcement and staff training in the quote carry nothing for me, so I look at the hardware split.
Buying used
Yes, in limited cases. Refurbished interactive panels circulate through education resellers with warranty, and a limited number of funders will consider them, although remaining touch sensor life and software support are assessed carefully.
Also in IT and technology finance
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Machines we have funded
Typically £1,768–£3,086 + VAT to buy. Per panel, Promethean ActivPanel 75in to 86in interactive displays at a UK AV reseller. Excludes trolley or wall mount and installation.Checked 2026-10-18.
| Promethean ActivPanel 9 | Interactive touchscreen panel for classrooms |
|---|---|
| Promethean ActivPanel 9 Premium | Interactive panel with upgraded audio |
| Clevertouch UX Pro | Interactive display for meeting rooms |
| Clevertouch IMPACT Max | Interactive display for teaching spaces |
| Samsung Interactive Display WAD series | Touch display for classrooms and offices |
| BenQ Board Pro | Interactive display for teaching |
| Sharp interactive displays | Touch displays for meeting rooms |
| Newline interactive displays | Touch panels for rooms and classrooms |
| Avocor interactive displays | Collaboration displays for meeting rooms |
| Loxit height adjustable wall mounts | Motorised mounts for interactive panels |
Can a school finance interactive panels?
It depends entirely on the type of school. Independent schools and private training providers can generally enter finance agreements in the normal way. Maintained schools and academy trusts are subject to public sector borrowing rules and usually need specific approval, so that has to be established at the outset rather than discovered mid-application.
Are interactive panels easier to fund than laptops for the same value?
Yes, noticeably. A wall-mounted panel is identifiable, it does not leave the building, and there is an active refurbished market in education. That gives a funder something concrete behind the agreement, whereas a fleet of portable devices offers almost nothing. Expect a wider choice of funders and a smoother process.
Can installation and teacher training be included?
Usually yes, as part of the overall project. Mounting, wall reinforcement, cabling and initial training are standard lines on an education quote. They carry no recovery value, so a proposal dominated by services rather than screens will be assessed mainly against your accounts, but their inclusion is entirely normal.
What happens to the old projectors?
Practically, most are disposed of, since replacement lamps and fading brightness are exactly why they are being retired. If any are still on an existing agreement, that needs resolving before new finance completes. Tell us early, because undisclosed commitments on equipment being replaced are a frequent cause of last-minute delays.
Do we need to roll out every room at once?
No, and phasing by department or building over successive terms is common. Each phase can sit on its own schedule so the commitment tracks the actual deployment. Sharing the full programme with the funder at the outset helps, as subsequent phases are then approved against a plan they already understand.
Tell us what you need
About a minute of plain questions, and no documents to dig out.
Prime is established and profitable with clean credit. Specialist covers newer businesses and credit that needs explaining, the asset carries part of the risk, so finance is often available where an unsecured loan is not.
Illustrative only, not a quote, a flat rate is not an APR, so the APR on a given agreement will be higher. VAT and fees excluded.
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Conor HullMon to Fri, 9am–6pm
5.0 from 19 Google reviews
Thinking about interactive whiteboard finance?
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