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CW Asset Finance | Vehicle & Equipment Finance Yorkshire

Mobile CCTV tower finance

Perimeter alarm finance

Perimeter detection catches an intruder at the fence line rather than at the cabin door, which is the difference between a deterrent and a claim.

Whole-of-market — 60+ lenders searched, including

BarclaysAldermoreParagonAllica BankPraetura Asset FinanceSimply Asset FinanceOxburyBraemar FinanceBibby Financial ServicesBPCE Equipment SolutionsCatfoss FinanceDavenham Asset FinanceFleximizeiwocaKingsway Asset FinanceLombardMetro BankBNP ParibasBarclaysAldermoreParagonAllica BankPraetura Asset FinanceSimply Asset FinanceOxburyBraemar FinanceBibby Financial ServicesBPCE Equipment SolutionsCatfoss FinanceDavenham Asset FinanceFleximizeiwocaKingsway Asset FinanceLombardMetro BankBNP Paribas

Can you finance a perimeter alarm?

Yes. Perimeter alarm systems — infrared beams, fence-mounted vibration sensors, buried detection and wireless boundary units — are funded as portable security equipment. The kit is redeployable, comes from identifiable manufacturers and is generally bought in quantity by security providers rather than end users. Hire purchase is the usual structure. Funders exclude the monitoring and signalling services from the agreement and fund the detection hardware itself, then assess how much of your stock is deployed and what contracted income supports the repayment.

Used kit: Yes — used perimeter kit is fundable as complete systems, generally to around five years, with funders discounting sets that are missing sensors or controllers.

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What would a perimeter alarm cost per month?

Business asset finance is quoted on a flat rate, so that is what this shows — with the equivalent APR underneath, because the two are not the same number. A quick guide only; your actual rate depends on the asset, term, deposit and lender.

Indicative flat rate
Approx. monthly£—
Get my exact rate
Total repayable£—
Cost of finance£—
Equivalent APR—%

Representative example: on Hire Purchase, borrowing £25,000 over 48 months at a 6.0% flat rate (equivalent to 11.5% APR representative), you would repay around £646 a month; total amount repayable approximately £31,000, of which £6,000 is the cost of finance. This calculator is for illustration only — it is not a quote or an offer of finance, and the rate and repayments you are offered will depend on the asset, term, deposit and your circumstances. CW Asset Finance is a credit broker, not a lender, and may receive a commission from the lender that funds your agreement. All finance is subject to status, affordability and lender approval. CW Asset Finance is an Appointed Representative of Rural Finance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 630701).

How lenders treat it

Perimeter systems are assessed as hire fleet stock, but with a wrinkle the rest of this sector does not share: the equipment is designed to be spread across a boundary rather than concentrated in one unit, so a deployment is a set of many small devices and a single control point. Funders care about whether that set stays together, because a part-complete system protects nothing and sells for very little. Schedules therefore describe complete deployable systems rather than loose components. On the income side the usual questions apply — how many systems are out, what the monitored contracts pay and whether deployments are long-running. Sites like solar farms and cable yards produce lengthy contracts, which funders regard as considerably better security than short construction hires.

Makes and models we fund

Examples of the machines we are asked to fund. This is not an exhaustive list — if what you are buying is not here, it does not mean we cannot fund it. Your supplier quote is what the agreement is written against.

MachineWhat it is
Optex REDSCAN RLS-3060Laser scan detector for perimeters
Optex SL-350QDPActive infrared beam tower set
Optex Fit Pro Outdoor PIRExternal wireless detection sensor
Takex PB-IN-100ATTwin active infrared beam set
Senstar FlexZoneFence mounted vibration sensor cable
Harper Chalice GuardwirePulse fence perimeter detection system
Gallagher Monitored Pulse FenceEnergised perimeter detection fencing
Videcon Detection and Control KitPerimeter sensor and controller package
Ajax MotionProtect OutdoorBattery powered outdoor perimeter sensor
Detection Technologies SentientPerimeter intrusion detection system

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Who buys one

Security companies protecting plant compounds, solar farms, quarries and cable storage yards, and contractors covering large open sites where a perimeter is long and a camera alone cannot watch all of it. The trigger is typically a pattern of losses at the boundary: repeated incursions through a fence line that CCTV recorded but nobody was alerted to in time.

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How it is treated for tax

Bought on hire purchase, business plant and machinery normally qualifies for capital allowances on the full cost even though you pay for it monthly, which is a large part of why hire purchase is the common structure. On a finance lease you generally set the rentals against profit instead. The rules change between budgets and your position depends on how you trade, so treat this as the direction of travel and get your accountant to confirm the detail before you commit.

Perimeter alarm finance questions

Why do funders want complete systems on the schedule?

Because the value is in a working deployment, not in individual sensors. A boxful of orphaned detectors without a controller cannot be hired out or sold sensibly, so funders describe complete kits on the schedule and expect sets to be kept and redeployed intact.

Which sites generate the best contracts?

Long-duration ones — solar farms, quarries, cable and metals storage, and land awaiting development. These run for months or years rather than weeks, so the equipment stays deployed and earning, and funders treat that recurring income as a much stronger repayment source than short site hires.

Is perimeter detection funded with CCTV?

Frequently, since most deployments combine cameras with boundary detection so an activation is verified visually before a response is sent. A single facility can cover both, with schedules describing each element. Buying them together often improves the terms over two separate applications.

Are false alarms a funding concern?

Not directly, but they are a commercial one. Systems that trigger on wildlife or weather cost operators money in wasted responses and lose customers, which affects the income stream a funder is relying on. Well-specified equipment from known manufacturers is the practical answer.

Can solar-powered sensor nodes be included?

Yes. Off-grid nodes with their own panel and battery are part of the deployable system and sit on the same invoice and schedule. They are increasingly the default on long perimeters where running power to every detection point is impractical or simply not possible.

Get a quoteor call 07581 364281

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Not an offer of finance. All finance is subject to status, affordability and lender approval.

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