Site security fencing finance
Temporary fencing is the most-hired product in construction, bought by the thousand-panel lot and almost never by the panel.
Whole-of-market — 60+ lenders searched, including
Can you finance site security fencing?
Yes, and fencing is funded almost exclusively as a bulk stock purchase. A package is thousands of mesh panels, couplers and concrete or recycled plastic blocks, none of which is individually identifiable, so funders assess the quantity, the specification and the business in much the same way they approach scaffolding. Hire purchase against the stock is standard and facilities are often drawn in tranches as the fleet grows. Most buyers are fencing hire companies, so utilisation and hire rates are central to the assessment.
Used kit: Yes — used panels and blocks are traded constantly and funders will support them, with straightness of the mesh and intact galvanising mattering rather than age.
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What would site security fencing cost per month?
Asset finance is quoted on a flat rate, so that is what the buttons show, with the equivalent APR beside it. Your exact rate depends on the asset, the term, the deposit and the lender.
Prime is an established, profitable business with clean credit. Specialist covers newer businesses and credit that needs explaining — the asset itself carries part of the risk, which is why finance is often available where an unsecured loan is not.
Representative example: on Hire Purchase, borrowing £25,000 over 48 months at a 5.15% flat rate (equivalent to 9.9% APR representative), you would repay around £628 a month; total amount repayable approximately £30,150, of which £5,150 is the cost of finance. This calculator is for illustration only — it is not a quote or an offer of finance, and the rate and repayments you are offered will depend on the asset, term, deposit and your circumstances. CW Asset Finance is a credit broker, not a lender, and may receive a commission from the lender that funds your agreement. All finance is subject to status, affordability and lender approval.
Rates shown are indicative flat rates with the equivalent APR alongside — the two are not the same number. Indicative only and does not constitute a quote or an offer of finance. Subject to status and lender approval.
How lenders treat it
Fencing is a volume lend with an unusually hard floor under it. Like scaffold, the value sits in an anonymous quantity rather than in identifiable items, so funders underwrite the tonnage and the trading position. Unlike scaffold, galvanised mesh panels and concrete feet are so cheap to make and so heavily commoditised that the second-hand price per panel is low, which means a large stock is needed before the security is meaningful. Set against that, the panels are almost indestructible and demand is relentless, so a fencing fleet earns consistently. Hire company buyers face the sector’s standard test: fleet size, utilisation across the year, hire rate per panel per week and whether the new stock is against contracts already won or bought on expectation.
Makes and models we fund
Examples of the machines we are asked to fund. This is not an exhaustive list — if what you are buying is not here, it does not mean we cannot fund it. Your supplier quote is what the agreement is written against.
| Machine | What it is |
|---|---|
| Heras Mesh Fence Panel | Temporary welded mesh fence panel |
| Heras Anti Climb Panel | Round top anti climb temporary panel |
| Heras Solid Hoarding Panel | Steel hoarding for site perimeters |
| Zaun Duo8 Fencing | Welded mesh security fencing system |
| Zaun Temporary Mesh Fencing | Mobile mesh fencing for compounds |
| Jacksons Barbican | Vertical bar steel security fencing |
| Betafence Nylofor | Rigid mesh perimeter fence panels |
| Maltaward Concrete Fence Foot | Concrete block base for fence panels |
| Oxford Plastics Fence Base | Recycled plastic temporary fence base |
| Smart Barriers Steel Hoarding | Free standing steel hoarding system |
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Who buys one
Temporary fencing hire companies building or replacing stock, and larger contractors and housebuilders who fence enough sites to justify owning rather than hiring. The trigger is usually volume: a hire firm wins a national housebuilder framework, or a contractor works out that the same panels have been hired for eleven months straight across four developments.
Get a quoteor call 0333 772 4864
How it is treated for tax
Bought on hire purchase, business plant and machinery normally qualifies for capital allowances on the full cost even though you pay for it monthly, which is a large part of why hire purchase is the common structure. On a finance lease you generally set the rentals against profit instead. The rules change between budgets and your position depends on how you trade, so treat this as the direction of travel and get your accountant to confirm the detail before you commit.
Site security fencing finance questions
How much fencing stock is worth financing?
Enough that the package is a genuine capital purchase rather than a top-up, which in practice means several thousand panels with their feet and couplers. Small quantities are usually bought outright from cash, because the administration of an agreement outweighs the benefit at that scale.
Are solid hoarding panels treated differently from mesh?
A little. Solid hoarding costs more per panel, is bulkier to store and transport, and is specified where sightlines or public safety demand it, so it hires at a higher rate. Funders view it as the stronger stock, though the underwriting approach is identical.
How do funders value a fencing fleet?
By quantity and type against trade prices, not by inspecting individual panels. Because per-panel values are low, they look at the fleet as a whole and lean heavily on the operating business behind it. That is why hire history and utilisation carry so much weight.
Is fencing a good hire fleet asset?
It is one of the most consistently utilised products in the sector, because almost every site needs a perimeter and the panels are effectively indestructible. The trade-off is low rates per panel, so the fleet has to be large to generate meaningful revenue, which is precisely why it gets financed.
Can blocks and couplers be included?
Yes, they are part of a working fence and appear on the same schedule as the panels. Funders would rather fund a complete deployable system than panels alone, since panels without feet cannot be hired out and are therefore worth considerably less.
Get a quoteor call 0333 772 4864
Also in mobile CCTV tower finance
- Rapid deployment CCTV finance
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See everything we fund in mobile CCTV tower finance →
Not an offer of finance. All finance is subject to status, affordability and lender approval.
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Tell us what you’re looking to fund and Conor will come back to you personally — usually the same day.
Prefer to talk? Call 0333 772 4864 · serving Leeds, York, Harrogate, Wakefield, Selby, Tadcaster & across North & West Yorkshire.