Fund a three-point linkage forestry winch for thinning and windblow extraction, either on its own or as part of a wider forestry package.
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Yes, though the ticket is small enough that how you fund it matters. A tractor winch is a hard asset with a serial number and steady resale, so hire purchase is available, but some funders have a minimum advance that a single winch will not reach. That is why winches are frequently added to a larger purchase — a trailer, a tractor or a processor — rather than funded alone. Used winches are fundable and hold value well because they are mechanically simple. The thing to watch is that the rope, chokers and pulley blocks are consumables and will not carry any value with the funder.
Used kit: Yes — used winches are fundable and age is rarely the issue, though a very old unit may fall under the minimum advance most funders will write.
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Business asset finance is quoted on a flat rate, so that is what this shows — with the equivalent APR underneath, because the two are not the same number. A quick guide only; your actual rate depends on the asset, term, deposit and lender.
Representative example: on Hire Purchase, borrowing £25,000 over 48 months at a 6.0% flat rate (equivalent to 11.5% APR representative), you would repay around £646 a month; total amount repayable approximately £31,000, of which £6,000 is the cost of finance. This calculator is for illustration only — it is not a quote or an offer of finance, and the rate and repayments you are offered will depend on the asset, term, deposit and your circumstances. CW Asset Finance is a credit broker, not a lender, and may receive a commission from the lender that funds your agreement. All finance is subject to status, affordability and lender approval. CW Asset Finance is an Appointed Representative of Rural Finance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 630701).
A winch is a genuine hard asset but a low-value one, so the constraint is the size of the deal rather than the quality of the security. Below a certain advance, several funders will not open a file at all, and those that do will lean almost entirely on the applicant rather than the kit — trading history, home ownership, personal credit. Bundling the winch onto a larger invoice from the same supplier is the usual fix and often improves the pricing, because the overall case moves into a better bracket. Private purchases are common here as winches get passed around between farms, and the same evidence is needed: invoice, serial number, proof of clear title. Applications that fail tend to be very small standalone requests from new-start businesses with nothing else on the file.
Examples of the machines we are asked to fund. This is not an exhaustive list — if what you are buying is not here, it does not mean we cannot fund it. Your supplier quote is what the agreement is written against.
| Machine | What it is |
|---|---|
| Fransgard V-4000 | Compact tractor mounted timber winch |
| Fransgard V-6000 | Six tonne winch for farm forestry |
| Igland 4001 | Single drum winch for extraction |
| Igland 6001 | Heavy duty tractor winch |
| Uniforest 45M | Mechanical winch for smaller tractors |
| Uniforest 85H | Hydraulic winch for professional use |
| Tajfun EGV 55 AHK | Radio controlled forestry winch |
| Tajfun EGV 80 AHK | High pull winch with top pulley |
| Krpan 6.5 EH | Electro-hydraulic winch with remote |
| Ritter forestry winches | Mounted winches for cable extraction |
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Farm and estate operations pulling windblown timber out of ground a machine cannot reach, and small contractors thinning steep or wet sites where a forwarder would do more damage than the job is worth. The usual trigger is a storm: a block of blown timber that has to come out before it goes blue, with the nearest forwarder booked up for months. Firewood cutters buy them to shift their own material cheaply.
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We publish the deals we arrange, with no client named and no rate quoted. See what we have funded in arb and forestry.
Bought on hire purchase, business plant and machinery normally qualifies for capital allowances on the full cost even though you pay for it monthly, which is a large part of why hire purchase is the common structure. On a finance lease you generally set the rentals against profit instead. The rules change between budgets and your position depends on how you trade, so treat this as the direction of travel and get your accountant to confirm the detail before you commit.
Sometimes. Many funders set a minimum advance, and a single winch can fall below it. Where that happens the options are to add the winch to a larger purchase from the same supplier, or to use an unsecured business loan instead. It is worth asking before you order, because it changes how the deal is structured.
Not to one that is already live. An agreement is fixed once drawn down. What you can do is take out a second agreement, or, if you are close to the end of the first one, look at refinancing the existing machine and the winch together into a single new facility. Your broker can price both routes.
Usually only if they are listed on the same supply invoice as part of the package. On their own they are consumables with no resale value, so no funder will treat them as security. The same goes for pulley blocks and chainsaw kit bought alongside. It is a small point but it affects what the invoice can show.
No. It is funded as its own asset and mounted on whatever tractor you run. The funder will not ask which tractor it goes on, though they may ask whether you own one, since a winch with no tractor behind it does not earn. That question tends to come up with new-start applicants.
Yes, but the case rests on you rather than the equipment at this value. Expect a personal guarantee, a look at your credit file and home ownership status, and questions about the experience behind the business. Tickets and a clear plan for where the timber goes make a noticeable difference at this end of the market.
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See everything we fund in arb and forestry finance →
Not an offer of finance. All finance is subject to status, affordability and lender approval.
Tell us what you’re looking to fund and Conor will come back to you personally — usually the same day.
Prefer to talk? Call 07581 364281 · serving Leeds, York, Harrogate, Wakefield, Selby, Tadcaster & across North & West Yorkshire.