The scheme runs to a date set by government, and it has been extended before, so check the British Business Bank — which administers it — for the current end date before relying on it. We do not publish scheme dates here precisely because they move, and a date repeated on a website is exactly the kind of thing that goes out of date quietly.
Even while a scheme is open, availability is not automatic. Individual accredited lenders operate their own allocations and criteria, and can pause or withdraw from the scheme at their own discretion before it closes.
It is also worth being clear what the guarantee does. The guarantee is given to the lender, not to you: as the borrower you remain 100% liable for the debt. A scheme facility is not a softer loan, and the usual consequences of not keeping up repayments still apply.
If a scheme deadline matters to your plans, allow time for a full application — underwriting, security and documentation all take longer than an initial enquiry suggests. We can tell you which lenders on our panel are accredited and currently active, and put your case to them. Accreditation sits with lenders rather than brokers, so we cannot offer a scheme facility ourselves and cannot guarantee that one will be available or approved.