Yes. Golf clubs finance greens and fairway mowers, tees and surrounds machinery, bunker rakes, aerators, sprayers, utility vehicles, top dressers, irrigation equipment and buggy fleets. Funding is usually arranged on hire purchase, lease or contract hire, spread over a term that reflects how long the club expects to keep the machines.
Clubs are a slightly unusual borrower, and lenders will want to understand the structure — whether the club is a limited company, a members’ club, a proprietary business or a trust — along with membership levels, accounts and who has authority to sign. Getting the constitutional and signatory position clear early avoids delays, particularly where a committee has to approve the decision.
Fleet replacement is the common use case. Rather than replacing machines one at a time as they fail, many clubs run a planned cycle so that maintenance costs stay predictable and course presentation stays consistent. A single facility covering several machines can make budgeting easier for the committee and the greenkeeping team.
Set against that, the club is taking on a fixed commitment that continues whether membership rises or falls, and the total paid will exceed the cash price. Weigh the payments against a realistic view of subscription and visitor income rather than a good year, and remember that the equipment is at risk if payments are not kept up.