Post knocker and post driver finance
Fund a post knocker for stock fencing, deer fencing and forestry work, from a simple linkage-mounted unit to a rotating self-contained driver.
Whole-of-market — 60+ lenders searched, including
Can you finance a post knocker and post driver?
Yes. A post knocker is a solid hard asset and one of the more comfortable purchases for a funder to look at, because the fencing and farming markets both buy them second-hand and they are simple enough that condition is easy to judge. New units from dealers, ex-demonstration machines and used drivers all get funded. The detail that catches fencing contractors out is that the driver is frequently bought at the same time as a trailer, a compressor and hand tools, and only some of those are fundable — the driver and the trailer are assets, the tools and the consumables are not, so the invoice needs splitting.
Used kit: Yes — used post knockers fund well, and a mechanically sound unit of ten years or more is still placeable given a clear serial plate.
Get a quoteor call 0333 772 4864
What would a post knocker and post driver cost per month?
Asset finance is quoted on a flat rate, so that is what the buttons show, with the equivalent APR beside it. Your exact rate depends on the asset, the term, the deposit and the lender.
Prime is an established, profitable business with clean credit. Specialist covers newer businesses and credit that needs explaining — the asset itself carries part of the risk, which is why finance is often available where an unsecured loan is not.
Representative example: on Hire Purchase, borrowing £25,000 over 48 months at a 5.15% flat rate (equivalent to 9.9% APR representative), you would repay around £628 a month; total amount repayable approximately £30,150, of which £5,150 is the cost of finance. This calculator is for illustration only — it is not a quote or an offer of finance, and the rate and repayments you are offered will depend on the asset, term, deposit and your circumstances. CW Asset Finance is a credit broker, not a lender, and will receive a commission from the lender that funds your agreement. All finance is subject to status, affordability and lender approval.
Rates shown are indicative flat rates with the equivalent APR alongside — the two are not the same number. Indicative only and does not constitute a quote or an offer of finance. Subject to status and lender approval.
How lenders treat it
Funders see post drivers as reliable, recoverable security with an agricultural resale market underneath them, so the panel is wide and includes agricultural lenders who know the brands. The applicant does more of the work in the decision than the machine at this ticket size. Fencing is seasonal — wet winters stop posts going in and stock movements dictate when work happens — so funders want to see the business can hold payments through slow months. New-start fencing contractors are funded regularly on a personal guarantee. Private sales are extremely common in this trade, with drivers moving between contractors directly, and those need an invoice, the serial number and proof the seller owns it clear of finance. Declines come from unverifiable private sellers and from applicants with recent county court judgments.
Makes and models we fund
Examples of the machines we are asked to fund. This is not an exhaustive list — if what you are buying is not here, it does not mean we cannot fund it. Your supplier quote is what the agreement is written against.
| Machine | What it is |
|---|---|
| Quickfencer Pro | Compact post driver for smaller tractors |
| Protech post drivers | Tractor mounted knockers for stock fencing |
| Protech PD3 | Three-way adjustable fencing post driver |
| Bryce Suma Postmaster Super 8 | Side shift post driver with tilt mast |
| Bryce Suma Rock Spike | Rock spike unit for stony ground |
| Kinghitter Series 2 | Hydraulic driver for farm and estate fencing |
| Kinghitter Series 3 | Heavy duty driver for large posts |
| Stockade ST400i | Cordless stapler for stock netting |
| Rabaud post drivers | Mounted drivers with hydraulic rams |
| Fransgard post drivers | Linkage mounted knockers for fencing |
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Who buys one
Fencing contractors going out on their own after years working for someone else, and existing firms adding a second outfit because one gang cannot cover the work. The trigger is usually a deer fencing or stock fencing contract with a deadline attached, or a forestry client who wants the new plantation enclosed before the trees go in. Farms buy them to stop paying contractors for every field boundary.
Get a quoteor call 0333 772 4864
We publish the deals we arrange, with no client named and no rate quoted. See what we have funded in arb and forestry.
How it is treated for tax
Bought on hire purchase, business plant and machinery normally qualifies for capital allowances on the full cost even though you pay for it monthly, which is a large part of why hire purchase is the common structure. On a finance lease you generally set the rentals against profit instead. The rules change between budgets and your position depends on how you trade, so treat this as the direction of travel and get your accountant to confirm the detail before you commit.
Post knocker and post driver finance questions
Can I finance a post knocker and the trailer it sits on together?
Yes, and it is usually the sensible way to do it. Both are assets a funder can recover and resell, so they sit comfortably on one agreement. What will not go on is the hand tools, wire, strainers and consumables that come with a fencing outfit, so ask the supplier to itemise those separately on the invoice.
Is a rock spike or side-shift funded as part of the machine?
If it is specified on the original supply invoice, yes. Bought later as a bolt-on, it becomes an attachment purchase on its own, which is a narrower proposition for a funder. Most contractors specify the options they want at the point of order for exactly this reason, rather than adding them a year in.
I am just setting up as a fencing contractor — can I get funded?
Yes, this is a common new-start case and funders are used to it. The decision leans on your personal credit file, home ownership and the experience behind the business, usually with a director or sole trader guarantee. Evidence of work lined up, whether a farm contract or forestry fencing, makes a real difference.
Does fencing work being seasonal count against me?
It is expected rather than penalised. Funders who work in this sector know that ground conditions and stock movements dictate the calendar. What they want to see is that the business plans for it — other income in the wet months, a reasonable buffer, or work booked across the year rather than stacked in one season.
Can I fund a post driver bought from another contractor?
Often yes. It needs a proper invoice showing the seller name and address, the machine serial number, and confirmation that no finance is outstanding. Some funders will not do private sales at all, so the earlier that is checked the better. A dealer purchase or a trade sale through a machinery dealer always opens more doors.
Get a quoteor call 0333 772 4864
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Not an offer of finance. All finance is subject to status, affordability and lender approval.
Get your quote
Tell us what you’re looking to fund and Conor will come back to you personally — usually the same day.
Prefer to talk? Call 0333 772 4864 · serving Leeds, York, Harrogate, Wakefield, Selby, Tadcaster & across North & West Yorkshire.