Veterinary operating table finance
Theatre equipment is rarely bought one piece at a time, so the sensible approach is to fund the whole room in a single schedule.
Whole-of-market — 60+ lenders searched, including
Can you finance a veterinary operating table?
Yes, although a single operating table is often too small a purchase to interest an asset funder on its own, so it usually travels with the rest of the theatre — lights, prep tables, monitoring and anaesthesia. Hydraulic V-top tables, electric height-adjustable tables and mobile trolleys are all fundable. The catch is recovery value. Stainless steel theatre furniture is built to last decades but sells for a fraction of new, so the funder is lending on the practice rather than the table, and the credit assessment reflects that.
Used kit: Yes — second-hand stainless tables are fundable and last well, though funders prefer dealer-supplied units and get uneasy beyond roughly ten years.
Get a quoteor call 0333 772 4864
What would a veterinary operating table cost per month?
Asset finance is quoted on a flat rate, so that is what the buttons show, with the equivalent APR beside it. Your exact rate depends on the asset, the term, the deposit and the lender.
Prime is an established, profitable business with clean credit. Specialist covers newer businesses and credit that needs explaining — the asset itself carries part of the risk, which is why finance is often available where an unsecured loan is not.
Representative example: on Hire Purchase, borrowing £25,000 over 48 months at a 5.15% flat rate (equivalent to 9.9% APR representative), you would repay around £628 a month; total amount repayable approximately £30,150, of which £5,150 is the cost of finance. This calculator is for illustration only — it is not a quote or an offer of finance, and the rate and repayments you are offered will depend on the asset, term, deposit and your circumstances. CW Asset Finance is a credit broker, not a lender, and may receive a commission from the lender that funds your agreement. All finance is subject to status, affordability and lender approval.
Rates shown are indicative flat rates with the equivalent APR alongside — the two are not the same number. Indicative only and does not constitute a quote or an offer of finance. Subject to status and lender approval.
How lenders treat it
Funders treat this as covenant lending with a nominal asset attached. A veterinary surgeon with RCVS registration and a trading practice is a professional risk that healthcare desks will write comfortably, but nobody is under any illusion about recovering a bolted-down theatre table from a leasehold building. That means the assessment lands on practice income, ownership structure and credit conduct. Independent practices are read on their own accounts; branches of the large groups are underwritten against the parent covenant, which is usually a smoother process. Where it goes wrong: practices that want an entire theatre refurbishment funded where most of the cost is building work, applicants with no premises secured, and equine surgical facilities where the project value is large relative to a young practice with limited trading history.
Makes and models we fund
Examples of the machines we are asked to fund. This is not an exhaustive list — if what you are buying is not here, it does not mean we cannot fund it. Your supplier quote is what the agreement is written against.
| Machine | What it is |
|---|---|
| Vet-Tech Solutions ST002 | Stainless steel hydraulic operating table |
| Vet-Tech Solutions wet prep table | Stainless prep and grooming table |
| Vet-Tech Solutions dental tables | Wet tables for dental work |
| Eickemeyer hydraulic V-top table | Height-adjustable surgery table with V-top |
| Eickemeyer mobile lift tables | Mobile height-adjustable tables for practices |
| Shor-Line surgery tables | Stainless steel operating tables |
| Shor-Line lift tables | Electric lift examination tables |
| Burtons veterinary operating tables | British-supplied surgery tables for veterinary theatres |
| Midmark veterinary surgery tables | Powered lift surgery tables |
Get a quoteor call 0333 772 4864
Who buys one
Practices building or refurbishing a theatre, typically because they are moving from doing routine neutering on a prep table to running a proper surgical list. Established practices replacing tables that no longer lift reliably or cannot be cleaned to an acceptable standard. Equine practices fitting out a surgical facility with hydraulic large animal tables sit at the expensive end and are a different scale of project entirely.
Get a quoteor call 0333 772 4864
How it is treated for tax
Bought on hire purchase, business plant and machinery normally qualifies for capital allowances on the full cost even though you pay for it monthly, which is a large part of why hire purchase is the common structure. On a finance lease you generally set the rentals against profit instead. The rules change between budgets and your position depends on how you trade, so treat this as the direction of travel and get your accountant to confirm the detail before you commit.
Veterinary operating table finance questions
Can we fund the whole theatre rather than just the table?
Yes, and that is usually the better route. A schedule covering the table, theatre light, prep table, monitoring and anaesthetic machine reaches a facility size the market wants to write, and gives the funder several identifiable assets rather than one low-value item. It also means one set of paperwork and one payment date instead of several running alongside each other.
Is an equine surgical table assessed differently?
Considerably. The values are far higher, the installation is closer to a building project, and there are fewer buyers if it is ever recovered. Expect a longer information request, more interest in the premises, and questions about your surgical caseload and referral relationships. Equine surgical projects are fundable, but they need to be presented as a project rather than an equipment order.
We rent our premises from another practice. Does that matter?
It does, because anything fixed to the building could end up belonging to somebody else. Funders will want to see the occupancy arrangement and how long it runs. Movable items such as trolleys and free-standing tables cause far fewer questions than anything bolted down. Send us the occupancy agreement early and it rarely becomes an issue.
Can theatre lighting be included?
Yes. Ceiling-mounted theatre lights are usually listed on the same schedule as the table even though, once installed, they are effectively fixtures. Funders accept that as part of a coherent theatre package; they are far less keen on a ceiling light as a standalone application.
How long does a veterinary theatre application usually take?
For a trading practice with clean credit, an approval in a day or two is realistic. What extends it is a large project value against a young practice, or a schedule that mixes equipment with building works and needs to be restructured before a funder will look at it properly.
Get a quoteor call 0333 772 4864
Also in medical, dental and veterinary equipment finance
- Dental chair finance
- Dental surgery fit-out finance
- Intraoral scanner finance
- Dental CBCT scanner finance
- Dental X-ray finance
- Dental autoclave finance
- Dental milling machine finance
- Orthodontic equipment finance
- Dental implant equipment finance
- Veterinary X-ray finance
- Veterinary ultrasound finance
- Veterinary anaesthesia machine finance
- Veterinary dental equipment finance
- Kennels and cages finance
- Ultrasound scanner finance
- ECG machine finance
- Endoscopy equipment finance
- MRI scanner finance
- Aesthetic laser finance
- IPL machine finance
- Body contouring machine finance
- Patient hoist and hospital bed finance
- Podiatry chair finance
- Physiotherapy couch finance
- Shockwave therapy machine finance
- OCT scanner finance
- Audiology equipment finance
See everything we fund in medical, dental and veterinary equipment finance →
Not an offer of finance. All finance is subject to status, affordability and lender approval.
Get your quote
Tell us what you’re looking to fund and Conor will come back to you personally — usually the same day.
Prefer to talk? Call 0333 772 4864 · serving Leeds, York, Harrogate, Wakefield, Selby, Tadcaster & across North & West Yorkshire.