Screen printing machine finance
Automatic carousel presses, conveyor dryers and exposure kit funded for garment decorators stepping up from manual printing to production volume.
Whole-of-market — 60+ lenders searched, including
Can you finance a screen printing machine?
Yes. An automatic screen printing press is funded as a hard asset on hire purchase, with the press standing as security, and used presses are funded regularly because these machines are built to last and the dealer market is active. What people underestimate is the rest of the package. A press without a conveyor dryer, exposure unit, washout booth and screens is not a working line, and funders will happily fund the machines while treating screens, emulsion, inks and squeegees as consumables you pay for yourself.
Used kit: Yes — used automatics fund well and presses of ten to fifteen years old are routine where the pneumatics and index drive have been maintained.
Get a quoteor call 0333 772 4864
What would a screen printing machine cost per month?
Asset finance is quoted on a flat rate, so that is what the buttons show, with the equivalent APR beside it. Your exact rate depends on the asset, the term, the deposit and the lender.
Prime is an established, profitable business with clean credit. Specialist covers newer businesses and credit that needs explaining — the asset itself carries part of the risk, which is why finance is often available where an unsecured loan is not.
Representative example: on Hire Purchase, borrowing £25,000 over 48 months at a 5.15% flat rate (equivalent to 9.9% APR representative), you would repay around £628 a month; total amount repayable approximately £30,150, of which £5,150 is the cost of finance. This calculator is for illustration only — it is not a quote or an offer of finance, and the rate and repayments you are offered will depend on the asset, term, deposit and your circumstances. CW Asset Finance is a credit broker, not a lender, and may receive a commission from the lender that funds your agreement. All finance is subject to status, affordability and lender approval.
Rates shown are indicative flat rates with the equivalent APR alongside — the two are not the same number. Indicative only and does not constitute a quote or an offer of finance. Subject to status and lender approval.
How lenders treat it
A rotary garment press is solid security: heavy, serialised, slow to depreciate and traded steadily through specialist dealers, so an underwriter can put a number on recovery value with some confidence. The dryer is a second asset in its own right and normally sits on the same agreement. Screens, mesh, emulsion, inks and pallets are consumables and are never funded. Gas fired dryers with fixed flues and extraction ducted through the roof begin to look like part of the building, which is where a landlord waiver can be asked for on a leased unit. Declines are most often about the buyer, not the press: no track record in garment print, or volumes that do not support an automatic.
Makes and models we fund
Examples of the machines we are asked to fund. This is not an exhaustive list — if what you are buying is not here, it does not mean we cannot fund it. Your supplier quote is what the agreement is written against.
| Machine | What it is |
|---|---|
| M&R Sportsman EX | Automatic garment carousel for production printing |
| M&R Challenger III | High output automatic press for busy printers |
| M&R Diamondback | Manual carousel press for small workshops |
| MHM Synchroprint 4000 | Servo driven garment press for quality work |
| MHM iQ Oval | Oval printing line for mixed garment types |
| ROQ You | Compact automatic press for growing shops |
| ROQ NEXT | Fast automatic carousel for volume orders |
| Anatol Volt | Electric automatic press with low running noise |
| Vastex V-2000HD | Heavy manual press for short garment runs |
| Vastex V-1000 | Bench manual press for start up printers |
Get a quoteor call 0333 772 4864
Who buys one
Usually a garment decorator running a manual carousel who has landed a contract for thousands of pieces and simply cannot hand print it. Also embroidery firms adding print so they can quote whole uniform packages, and workwear suppliers who have been buying printed stock in and want the margin and the control of doing it themselves.
Get a quoteor call 0333 772 4864
How it is treated for tax
Bought on hire purchase, business plant and machinery normally qualifies for capital allowances on the full cost even though you pay for it monthly, which is a large part of why hire purchase is the common structure. On a finance lease you generally set the rentals against profit instead. The rules change between budgets and your position depends on how you trade, so treat this as the direction of travel and get your accountant to confirm the detail before you commit.
Screen printing machine finance questions
Can the conveyor dryer go on the same agreement as the press?
Yes, and it usually should. A dryer is a distinct asset with its own serial number and resale value, so a funder is comfortable including it. Putting the press, dryer and exposure unit on one quotation gives a single agreement and one monthly payment rather than three.
Are screens and emulsion ever fundable?
No. Screens get reclaimed and eventually scrapped, emulsion has a shelf life and ink is used up on the job. None of it can be recovered or resold, so it falls outside asset finance entirely. Those costs belong in your working capital, not on a finance agreement.
Is a gas dryer harder to fund than an electric one?
Not the dryer itself, but the installation can raise questions. A gas supply, flue and roof penetration are building works rather than machinery, and those elements sit outside the agreement. If you rent the unit, get landlord consent for the flue sorted early because it takes longer than the finance.
I am upgrading from manual. Does no automatic experience count against me?
Not on its own. Underwriters look at your trading history in garment decoration as a whole, and stepping up from manual to automatic is a recognised progression. Evidence of the contract or volume driving the purchase strengthens the case considerably.
Can I part exchange my manual carousel?
Yes, and dealers will usually take one. The part exchange value comes off the invoice before the finance is calculated, which reduces the amount funded. Make sure the trade-in appears on the quotation rather than being settled separately, or the paperwork gets messy.
Get a quoteor call 0333 772 4864
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Not an offer of finance. All finance is subject to status, affordability and lender approval.
Get your quote
Tell us what you’re looking to fund and Conor will come back to you personally — usually the same day.
Prefer to talk? Call 0333 772 4864 · serving Leeds, York, Harrogate, Wakefield, Selby, Tadcaster & across North & West Yorkshire.