UV flatbed printer finance
Flatbed and hybrid UV printers funded for sign makers, display producers and industrial decorators moving rigid substrate work in house.
Whole-of-market — 60+ lenders searched, including
Can you finance a UV flatbed printer?
Yes. A UV flatbed is funded as a hard asset on hire purchase or lease, with the printer as the security. Used machines are fundable, though funders look harder at printheads than at the frame, because head condition drives both output quality and resale value. The usual surprise is how much of the total bill is not the printer: extraction, chillers, a roll-to-roll option, vacuum tables, jigs, RIP licences and training can add a meaningful chunk, and several of those lines are soft costs a funder will part fund at best.
Used kit: Yes — used flatbeds fund where head hours and lamp condition are documented, typically up to around six or seven years old with a dealer warranty behind them.
Get a quoteor call 0333 772 4864
What would a UV flatbed printer cost per month?
Asset finance is quoted on a flat rate, so that is what the buttons show, with the equivalent APR beside it. Your exact rate depends on the asset, the term, the deposit and the lender.
Prime is an established, profitable business with clean credit. Specialist covers newer businesses and credit that needs explaining — the asset itself carries part of the risk, which is why finance is often available where an unsecured loan is not.
Representative example: on Hire Purchase, borrowing £25,000 over 48 months at a 5.15% flat rate (equivalent to 9.9% APR representative), you would repay around £628 a month; total amount repayable approximately £30,150, of which £5,150 is the cost of finance. This calculator is for illustration only — it is not a quote or an offer of finance, and the rate and repayments you are offered will depend on the asset, term, deposit and your circumstances. CW Asset Finance is a credit broker, not a lender, and will receive a commission from the lender that funds your agreement. All finance is subject to status, affordability and lender approval.
Rates shown are indicative flat rates with the equivalent APR alongside — the two are not the same number. Indicative only and does not constitute a quote or an offer of finance. Subject to status and lender approval.
How lenders treat it
Flatbeds sit in a smaller resale pool than litho, so underwriters lean on the brand and on whether a UK service network exists. A machine from a manufacturer with engineers in the UK is easier to place than a direct import nobody can support. Printheads, lamps and belts are consumables and are not funded as assets; nor is the ink, however large the opening order. Software licences, colour profiling and installation training are soft. Larger flatbeds bolted to a levelled floor with dedicated three phase and fume extraction start to look installed, so tenancy comes into the conversation. Declines usually involve grey imports or start-ups with no print trading history.
Makes and models we fund
Examples of the machines we are asked to fund. This is not an exhaustive list — if what you are buying is not here, it does not mean we cannot fund it. Your supplier quote is what the agreement is written against.
| Machine | What it is |
|---|---|
| Durst P5 350 | Wide flatbed press for display and sign work |
| Durst P5 250 HS | High speed flatbed for busy display printers |
| Mimaki JFX600-2513 | Fast flatbed printer for rigid boards |
| Mimaki JFX200-2513 | Entry flatbed for small sign makers |
| Canon Arizona 2380 GTF | Flatbed press with roll option for graphics |
| Canon Arizona 1380 GT | Compact flatbed for general sign production |
| swissQprint Nyala 4 | Flatbed press for premium display work |
| swissQprint Impala 4 | Mid format flatbed for varied rigid media |
| Ricoh Pro TF6251 | Hybrid flatbed for rigid and roll media |
| Roland DG VersaOBJECT MO-240 | Compact bed printer for objects and panels |
Get a quoteor call 0333 772 4864
Who buys one
Commonly a sign and display company that has been outsourcing rigid board work for years and finally has the volume to bring it back. Also exhibition and retail POS producers who need overnight turnaround they cannot get from a trade supplier, and engineering or giftware firms printing direct to aluminium, acrylic or ply where screen printing has become uneconomic for short runs.
Get a quoteor call 0333 772 4864
How it is treated for tax
Bought on hire purchase, business plant and machinery normally qualifies for capital allowances on the full cost even though you pay for it monthly, which is a large part of why hire purchase is the common structure. On a finance lease you generally set the rentals against profit instead. The rules change between budgets and your position depends on how you trade, so treat this as the direction of travel and get your accountant to confirm the detail before you commit.
UV flatbed printer finance questions
Can I put the opening ink order on the finance?
No. Ink is a consumable and it is gone within weeks, so there is nothing for a funder to hold security over. The same applies to lamps, filters and print head cleaning kits. Budget consumables from working capital and keep the finance agreement to the printer and its permanent options.
Does the roll-to-roll attachment go on the same agreement?
Yes, if it is quoted with the machine. Roll options, extended beds, vacuum zones and static bars are all part of the printer for funding purposes. Buying them a year later means a separate agreement, which is why it is usually worth specifying the machine properly at the outset.
What do funders want to see on a second-hand flatbed?
Head hours, lamp or LED hours, a service history and confirmation the seller owns it free of any finance. A dealer refurbishment with new heads and a warranty strengthens the case considerably. A private sale of an unsupported machine is the version underwriters are most cautious about.
Is extraction fundable?
Partly, and it depends on the lender. Ducting fixed into the fabric of the building is a fixture and generally sits outside the agreement, while a free-standing filtration unit with its own value can often be included. Send the full quotation and we will split it before you order.
I have only been trading eighteen months. Is that a problem?
Not automatically. Younger businesses can be funded where the directors have relevant print experience and the numbers support the payment. Expect an underwriter to ask for management accounts and possibly a personal guarantee. The stronger your evidence of committed work for the machine, the easier the case reads.
Get a quoteor call 0333 772 4864
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Not an offer of finance. All finance is subject to status, affordability and lender approval.
Get your quote
Tell us what you’re looking to fund and Conor will come back to you personally — usually the same day.
Prefer to talk? Call 0333 772 4864 · serving Leeds, York, Harrogate, Wakefield, Selby, Tadcaster & across North & West Yorkshire.