Glass toughening furnace finance
Flat glass tempering furnaces funded for processors bringing toughening in house, including loading, quench and unloading sections.
Whole-of-market — 60+ lenders searched, including
Can you finance a glass toughening furnace?
Yes, but this is one of the more involved cases in glass. A toughening furnace is a high value hard asset and funds on hire purchase, though underwriters go deeper than usual because the buyer pool at resale is small and moving a furnace is a major undertaking. Used furnaces are fundable. The decisive issue is installation: the furnace needs a suitable building, heavy power, and a long commissioning and recipe development period before it produces saleable glass, and none of that commissioning time is funded.
Used kit: Yes — used furnaces are fundable and units ten to fifteen years old are considered, though relocation cost and control support weigh heavily on the valuation.
Get a quoteor call 0333 772 4864
What would a glass toughening furnace cost per month?
Asset finance is quoted on a flat rate, so that is what the buttons show, with the equivalent APR beside it. Your exact rate depends on the asset, the term, the deposit and the lender.
Prime is an established, profitable business with clean credit. Specialist covers newer businesses and credit that needs explaining — the asset itself carries part of the risk, which is why finance is often available where an unsecured loan is not.
Representative example: on Hire Purchase, borrowing £25,000 over 48 months at a 5.15% flat rate (equivalent to 9.9% APR representative), you would repay around £628 a month; total amount repayable approximately £30,150, of which £5,150 is the cost of finance. This calculator is for illustration only — it is not a quote or an offer of finance, and the rate and repayments you are offered will depend on the asset, term, deposit and your circumstances. CW Asset Finance is a credit broker, not a lender, and may receive a commission from the lender that funds your agreement. All finance is subject to status, affordability and lender approval.
Rates shown are indicative flat rates with the equivalent APR alongside — the two are not the same number. Indicative only and does not constitute a quote or an offer of finance. Subject to status and lender approval.
How lenders treat it
A furnace is hard security in principle and awkward in practice. Values are high, manufacturers are well known and export demand exists, but there are only so many businesses in the UK who could take one on, and de-installing and relocating a furnace is expensive enough to knock the recovery figure down. Underwriters therefore weigh the accounts, the volume you already buy in and your track record more heavily than on a smaller machine. The furnace is bolted down with heavy power and often a dedicated compressor house, so the fixture question is unavoidable and a landlord waiver is normally required if you lease. Rollers and consumables are excluded. Declines usually involve first-time tougheners with thin balance sheets.
Makes and models we fund
Examples of the machines we are asked to fund. This is not an exhaustive list — if what you are buying is not here, it does not mean we cannot fund it. Your supplier quote is what the agreement is written against.
| Machine | What it is |
|---|---|
| Glaston FC500 | Flat tempering furnace for architectural glass |
| Glaston ProL | Large furnace for jumbo toughened panes |
| Glaston RC Series | Bending and tempering line for curved glass |
| Mappi ATS | Convection furnace for coated and clear glass |
| Mappi toughening furnaces | Tempering lines sized for varied output |
| LandGlass LD-A series | Forced convection furnace for toughened glass |
| LandGlass jet convection furnaces | Tempering furnaces for thin and coated glass |
| Tamglass HTBS | Bending and tempering system for shaped glass |
| Tamglass flat tempering lines | Toughening lines for processors and fabricators |
Get a quoteor call 0333 772 4864
Who buys one
Typically an established glass processor sending thousands of square metres a year out for toughening and watching lead times and haulage costs mount, often after a toughener lets them down on a contract. Also architectural glass firms needing control over quality and heat soak testing, and IGU makers who want to supply toughened units complete rather than buy the glass in.
Get a quoteor call 0333 772 4864
How it is treated for tax
Bought on hire purchase, business plant and machinery normally qualifies for capital allowances on the full cost even though you pay for it monthly, which is a large part of why hire purchase is the common structure. On a finance lease you generally set the rentals against profit instead. The rules change between budgets and your position depends on how you trade, so treat this as the direction of travel and get your accountant to confirm the detail before you commit.
Glass toughening furnace finance questions
Why is a furnace underwritten more cautiously than other glass machinery?
Because of the resale reality. Only a handful of UK businesses could use one, and taking a furnace out and moving it is a serious job. That reduces what a funder could realistically recover, so the decision rests more on your trading strength than on the asset alone.
Is commissioning time funded?
No. Engineer time, recipe development and the glass broken proving the process are services and materials, not assets. Payments generally begin on delivery and acceptance, so allow for a period where the furnace is costing money before it is producing saleable units.
Do I need heat soak testing as well?
Commercially it depends on your market, particularly for structural and overhead applications. A heat soak oven is a separate asset and can be funded on the same agreement as the furnace. Decide early, because retro-fitting the capability later is a second project.
Will the landlord definitely need to be involved?
If you lease, almost certainly. A furnace anchored to the floor with heavy fixed services is exactly the kind of plant that can be argued to have become part of the building. A short waiver from the landlord confirming ownership resolves it, but it takes time to obtain.
Can I fund a furnace bought from a closing processor?
Yes, and that is a route worth exploring. The funder will want an inspection, proof of clear title and a credible de-installation and re-commissioning plan with costs. The removal work itself is a service and will not be fundable, so budget for it separately.
Get a quoteor call 0333 772 4864
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Not an offer of finance. All finance is subject to status, affordability and lender approval.
Get your quote
Tell us what you’re looking to fund and Conor will come back to you personally — usually the same day.
Prefer to talk? Call 0333 772 4864 · serving Leeds, York, Harrogate, Wakefield, Selby, Tadcaster & across North & West Yorkshire.