Two post lift finance
Two post vehicle lifts funded for independent garages, bodyshops and mobile technicians taking on a workshop unit for the first time.
Whole-of-market — 60+ lenders searched, including
Can you finance a two post lift?
Yes, with one thing to understand first. A two post lift is bolted through the workshop floor, which means that once installed it can legally be treated as part of the building rather than as loose equipment. Funders still write these on hire purchase, but if you rent your unit a landlord waiver is often requested so the lender knows the lift remains theirs. Used lifts are fundable. Installation, the concrete slab check and the statutory thorough examination are services sitting outside the finance agreement.
Used kit: Yes — used two post lifts fund where there is a current thorough examination certificate, with machines up to around ten years old routinely accepted.
Get a quoteor call 0333 772 4864
What would a two post lift cost per month?
Asset finance is quoted on a flat rate, so that is what the buttons show, with the equivalent APR beside it. Your exact rate depends on the asset, the term, the deposit and the lender.
Prime is an established, profitable business with clean credit. Specialist covers newer businesses and credit that needs explaining — the asset itself carries part of the risk, which is why finance is often available where an unsecured loan is not.
Representative example: on Hire Purchase, borrowing £25,000 over 48 months at a 5.15% flat rate (equivalent to 9.9% APR representative), you would repay around £628 a month; total amount repayable approximately £30,150, of which £5,150 is the cost of finance. This calculator is for illustration only — it is not a quote or an offer of finance, and the rate and repayments you are offered will depend on the asset, term, deposit and your circumstances. CW Asset Finance is a credit broker, not a lender, and may receive a commission from the lender that funds your agreement. All finance is subject to status, affordability and lender approval.
Rates shown are indicative flat rates with the equivalent APR alongside — the two are not the same number. Indicative only and does not constitute a quote or an offer of finance. Subject to status and lender approval.
How lenders treat it
Garage equipment funds well but the fixtures point is live from the start. A two post lift is anchored into the slab, so on a leased unit many funders ask the landlord to sign a waiver confirming the lift belongs to the lender rather than the premises. That single document causes more delay in this sector than credit ever does. The lift itself is hard security, serialised and traded through garage equipment dealers, though installation and removal costs eat into what it recovers. Installation labour, slab surveys, anchor resin and the statutory examination are services and are excluded. Smaller lifts often sit under the minimum deal size, so they are usually funded alongside the rest of the workshop fit-out. Declines mostly reflect brand new ventures with no trading history.
Makes and models we fund
Examples of the machines we are asked to fund. This is not an exhaustive list — if what you are buying is not here, it does not mean we cannot fund it. Your supplier quote is what the agreement is written against.
| Machine | What it is |
|---|---|
| Nussbaum Power Lift HL 2.40 NT | Two post lift for car servicing bays |
| Nussbaum Power Lift HF 3 | Heavier two post lift for vans |
| Bradbury 1240 | British built two post lift for workshops |
| Bradbury two post lifts | Baseplate and clearfloor lifts for garages |
| Ravaglioli KPX337WK | Clearfloor two post lift with arm extensions |
| Ravaglioli KPN 250 | Compact two post lift for smaller bays |
| Stenhoj Maestro 2.35 | Two post lift with symmetric arm layout |
| Stenhoj two post lifts | Electrohydraulic lifts for busy service bays |
| Tecalemit two post lifts | Workshop lifts supplied with installation and testing |
Get a quoteor call 0333 772 4864
Who buys one
Most often a mobile mechanic or a technician leaving a main dealer to take a unit and open a workshop, buying a lift, a compressor and diagnostics together. Also established garages adding a second ramp to stop jobs queueing behind one lift, and specialists replacing an old ramp that has failed its thorough examination and cannot economically be repaired.
Get a quoteor call 0333 772 4864
How it is treated for tax
Bought on hire purchase, business plant and machinery normally qualifies for capital allowances on the full cost even though you pay for it monthly, which is a large part of why hire purchase is the common structure. On a finance lease you generally set the rentals against profit instead. The rules change between budgets and your position depends on how you trade, so treat this as the direction of travel and get your accountant to confirm the detail before you commit.
Two post lift finance questions
Why does my landlord need to sign something?
Because a lift anchored through the floor can be argued to have become part of the building, which would put it out of the funder reach if things went wrong. A short waiver from the landlord confirms the lift stays the property of the lender. Ask for it as soon as you agree the unit.
Is installation covered by the finance?
Rarely in full. Fitting, anchoring, slab testing and the first thorough examination are labour and services, so there is nothing to secure. Some funders will carry a proportion within a larger workshop package. Get the installed price from the supplier so nothing surprises you.
Can I fund a lift with a compressor and diagnostics?
Yes, and for a new workshop that is the usual approach. Bundling the fit-out onto one quotation clears minimum deal sizes, gives you one payment and means a single credit decision rather than three separate applications.
Does my floor slab need testing first?
It should be checked before you order. Two post lifts require a minimum slab thickness and strength, and a slab that fails means breaking out and pouring a new pad. That is construction work outside the finance, and it is the most common cause of a delayed installation.
I am just setting up. Will anyone fund me?
Possibly, particularly if you have solid time-served experience and can show where work is coming from. Expect a personal guarantee and expect more questions than an established garage would get. We would go to lenders comfortable with new ventures rather than waste time elsewhere.
Get a quoteor call 0333 772 4864
Also in general machinery finance
- Digital printing press finance
- Litho press finance
- UV flatbed printer finance
- Roll to roll printer finance
- Vinyl cutter finance
- Laminator finance
- Die cutter finance
- Paper guillotine finance
- Screen printing machine finance
- Heat press finance
- DTF printer finance
- Embroidery machine finance
- Industrial sewing machine finance
- Injection moulding machine finance
- Blow moulding machine finance
- Rotational moulding machine finance
- Extrusion line finance
- Granulator finance
- Bridge saw finance
- CNC stone router finance
- Stone edge polisher finance
- Waterjet cutting machine finance
- Glass cutting table finance
- Double glazing line finance
- Glass toughening furnace finance
- Four post lift finance
- Wheel balancer finance
- Tyre changer finance
- MOT bay equipment finance
- ADAS calibration equipment finance
- Vehicle spray booth finance
See everything we fund in general machinery finance →
Not an offer of finance. All finance is subject to status, affordability and lender approval.
Get your quote
Tell us what you’re looking to fund and Conor will come back to you personally — usually the same day.
Prefer to talk? Call 0333 772 4864 · serving Leeds, York, Harrogate, Wakefield, Selby, Tadcaster & across North & West Yorkshire.