Tyre changer finance
Leverless and automatic tyre changers funded for tyre bays, garages and mobile fitters handling run-flats, low profiles and large alloys.
Whole-of-market — 60+ lenders searched, including
Can you finance a tyre changer?
Yes. A tyre changer funds as a hard asset on hire purchase, and the leading garage equipment brands have a dependable used market, so the security is easy for a funder to understand. Second-hand machines are fundable. What most buyers do not expect is the minimum deal size question: a basic swing-arm changer is often too small to write alone, so it usually goes on the same agreement as a balancer or a wider bay fit-out. Mobile fitters should expect extra questions about where the machine is kept.
Used kit: Yes — used tyre changers fund well and machines eight to twelve years old are routine, with the turntable and bead breaker condition the key points.
Get a quoteor call 0333 772 4864
What would a tyre changer cost per month?
Asset finance is quoted on a flat rate, so that is what the buttons show, with the equivalent APR beside it. Your exact rate depends on the asset, the term, the deposit and the lender.
Prime is an established, profitable business with clean credit. Specialist covers newer businesses and credit that needs explaining — the asset itself carries part of the risk, which is why finance is often available where an unsecured loan is not.
Representative example: on Hire Purchase, borrowing £25,000 over 48 months at a 5.15% flat rate (equivalent to 9.9% APR representative), you would repay around £628 a month; total amount repayable approximately £30,150, of which £5,150 is the cost of finance. This calculator is for illustration only — it is not a quote or an offer of finance, and the rate and repayments you are offered will depend on the asset, term, deposit and your circumstances. CW Asset Finance is a credit broker, not a lender, and may receive a commission from the lender that funds your agreement. All finance is subject to status, affordability and lender approval.
Rates shown are indicative flat rates with the equivalent APR alongside — the two are not the same number. Indicative only and does not constitute a quote or an offer of finance. Subject to status and lender approval.
How lenders treat it
Changers are dependable mid-value assets: mechanically simple, serialised and cleared through garage equipment dealers at predictable prices. They are free-standing, so nothing becomes a fixture and renting your premises makes no difference to the decision. Mounting heads, bead breaker pads, protectors and valves are tooling and consumables and stay outside the agreement. The compressor that feeds the machine is a separate asset and can be included. Mobile operations attract a little more scrutiny because equipment on a van moves and can be harder to trace, so a funder will want the keeping address. Deal size is the usual obstacle. Declines are almost always about trading history rather than the machine.
Makes and models we fund
Examples of the machines we are asked to fund. This is not an exhaustive list — if what you are buying is not here, it does not mean we cannot fund it. Your supplier quote is what the agreement is written against.
| Machine | What it is |
|---|---|
| Hunter TCX57 | Leverless tyre changer for alloy wheels |
| Hunter TCX625 | Swing arm changer for everyday tyre work |
| Corghi Artiglio Master | Leverless changer for run flat tyres |
| Corghi A2024 | Automatic changer for cars and light vans |
| John Bean T8000 | Centre clamping changer for busy tyre bays |
| John Bean tyre changers | Changers for car and commercial wheels |
| Hofmann monty 3300 | Tilt back changer for general fitting |
| Hofmann monty 8600 | Leverless changer for large diameter wheels |
| Bosch TCE 4460 | Automatic tyre changer with helper arm |
| Bosch TCE 4400 | Entry tyre changer for small garages |
Get a quoteor call 0333 772 4864
Who buys one
Usually a tyre bay whose older changer is damaging alloys on low profile and run-flat fitments, with rim repair costs outweighing the price of a leverless machine. Also garages adding tyre work to capture business currently going down the road, and mobile tyre fitters fitting out a van-based operation where the equipment travels daily.
Get a quoteor call 0333 772 4864
How it is treated for tax
Bought on hire purchase, business plant and machinery normally qualifies for capital allowances on the full cost even though you pay for it monthly, which is a large part of why hire purchase is the common structure. On a finance lease you generally set the rentals against profit instead. The rules change between budgets and your position depends on how you trade, so treat this as the direction of travel and get your accountant to confirm the detail before you commit.
Tyre changer finance questions
Can a mobile tyre fitter get equipment funded?
Yes, though expect more questions. Funders want a keeping address and confirmation of how the equipment is secured and insured, because a machine in a van is harder to trace than one bolted in a workshop. A clear trading record and van ownership details both help.
Is the compressor fundable too?
Yes. A workshop compressor is a distinct asset with its own value and resale market, so it can sit on the same agreement as the changer. Bundling it also lifts the total above the minimum a funder will write, which solves two problems at once.
Do I need to be VAT registered to fund a tyre changer?
No. Non-registered businesses are funded regularly, it simply changes how the VAT is treated on a hire purchase. Let us know your position at the outset so the agreement is structured correctly rather than amended later.
Are mounting heads and protectors included?
Only whatever the supplier includes in the machine price. Plastic protectors, bead breaker pads and mounting heads wear and are replaced regularly, so they are consumable tooling. Valves, weights and lubricant are stock items and never fundable.
What if my credit history is not clean?
It is worth asking rather than assuming. Satisfied defaults, historic CCJs and a difficult trading period are not automatic refusals, and some funders work specifically with these cases. Tell us up front and we will approach the right lenders first instead of collecting declines.
Get a quoteor call 0333 772 4864
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Not an offer of finance. All finance is subject to status, affordability and lender approval.
Get your quote
Tell us what you’re looking to fund and Conor will come back to you personally — usually the same day.
Prefer to talk? Call 0333 772 4864 · serving Leeds, York, Harrogate, Wakefield, Selby, Tadcaster & across North & West Yorkshire.