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CW Asset Finance | Vehicle & Equipment Finance Yorkshire

Rural and agricultural finance

Diet feeder finance

Funding for trailed and self-propelled diet feeders and mixer wagons, the machine that decides whether a costed ration is actually delivered as intended.

Whole-of-market — 60+ lenders searched, including

BarclaysAldermoreParagonAllica BankPraetura Asset FinanceSimply Asset FinanceOxburyBraemar FinanceBibby Financial ServicesBPCE Equipment SolutionsCatfoss FinanceDavenham Asset FinanceFleximizeiwocaKingsway Asset FinanceLombardMetro BankBNP ParibasBarclaysAldermoreParagonAllica BankPraetura Asset FinanceSimply Asset FinanceOxburyBraemar FinanceBibby Financial ServicesBPCE Equipment SolutionsCatfoss FinanceDavenham Asset FinanceFleximizeiwocaKingsway Asset FinanceLombardMetro BankBNP Paribas

Can you finance a diet feeder?

Yes. Diet feeders fund well on hire purchase and suit dairy farms particularly, because milk income arrives monthly and supports a regular repayment without any seasonal shaping. Used machines are commonly funded. The thing that catches people out is wear: augers, knives and the tub liner take punishment, and a feeder that looks tidy from the outside can be badly worn inside. A funder will ask, and you should look, because a rebuild is a serious cost. Make sure the weighing system is working and calibrated, since it is central to the value of the machine and to the ration it delivers.

Used kit: Yes, with auger, knife and tub liner wear the deciding factor

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What would a diet feeder cost per month?

Business asset finance is quoted on a flat rate, so that is what this shows — with the equivalent APR underneath, because the two are not the same number. A quick guide only; your actual rate depends on the asset, term, deposit and lender.

Indicative flat rate
Approx. monthly£—
Get my exact rate
Total repayable£—
Cost of finance£—
Equivalent APR—%

Representative example: on Hire Purchase, borrowing £25,000 over 48 months at a 6.0% flat rate (equivalent to 11.5% APR representative), you would repay around £646 a month; total amount repayable approximately £31,000, of which £6,000 is the cost of finance. This calculator is for illustration only — it is not a quote or an offer of finance, and the rate and repayments you are offered will depend on the asset, term, deposit and your circumstances. CW Asset Finance is a credit broker, not a lender, and may receive a commission from the lender that funds your agreement. All finance is subject to status, affordability and lender approval. CW Asset Finance is an Appointed Representative of Rural Finance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 630701).

How lenders treat it

Diet feeders are a well-understood asset with a reliable secondhand market in every dairy and beef area, so funders are comfortable with them. What they focus on is internal condition rather than age, because auger and knife wear determines whether a machine has years left or needs a rebuild, and they will also want the weigh system to be functioning. The established marques resell far better than unbranded machines. Dairy customers are among the easier agricultural applicants because monthly milk cheques give a predictable income stream, which means regular level repayments work well and seasonal profiles are usually unnecessary. Self-propelled feeders sit at a much higher value and attract closer underwriting of the business behind them. Declines here tend to be cash flow driven rather than asset driven.

Makes and models we fund

Examples of the machines we are asked to fund. This is not an exhaustive list — if what you are buying is not here, it does not mean we cannot fund it. Your supplier quote is what the agreement is written against.

MachineWhat it is
HiSpec Mix-MaxVertical auger diet feeder for smaller herds
Abbey diet feedersTrailed mixer wagons for dairy rations
Keenan MechFiber365Paddle mixer wagon for fibre rations
Keenan MechFiber400Larger paddle feeder for bigger herds
Kuhn Profile 18.2 CLTwin auger vertical mixer wagon
Kuhn Euromix IHorizontal auger diet feeder
Trioliet Solomix 2Twin vertical auger feeder with weighing
Strautmann Verti-Mix 1700Vertical mixer wagon with knife-edged augers
Siloking SelfLine 4.0Self-propelled diet feeder with loading arm
Trioliet TriomixSelf-loading mixer wagon

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Who buys one

Dairy farms feeding a total mixed ration to a milking herd, beef finishing units mixing straw, silage and blend, and larger sheep systems feeding indoors. The trigger is usually a nutritionist pointing to inconsistent mixing as the reason a costed ration is not producing the expected yield or daily liveweight gain, or an old feeder whose augers have worn to the point where a mix takes far too long.

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We publish the deals we arrange, with no client named and no rate quoted. See what we have funded in agriculture.

How it is treated for tax

Bought on hire purchase, business plant and machinery normally qualifies for capital allowances on the full cost even though you pay for it monthly, which is a large part of why hire purchase is the common structure. On a finance lease you generally set the rentals against profit instead. The rules change between budgets and your position depends on how you trade, so treat this as the direction of travel and get your accountant to confirm the detail before you commit.

Diet feeder finance questions

What should I check on a used diet feeder before financing it?

Look inside the tub. Auger flight wear, knife condition and the state of the liner tell you far more than the year of manufacture. Check the weigh cells read accurately with a known load and ask whether the gearbox has been serviced. A funder will ask similar questions, so it is worth knowing the answers first.

Do dairy farms get better finance terms on a feeder?

Not better rates as such, but dairy applications are often simpler to place. A monthly milk cheque is exactly the kind of predictable income an underwriter likes, so the affordability case is easy to demonstrate. Beef and sheep systems with lumpier income may need more supporting information.

Can a self-propelled feeder be financed the same way?

Yes, though it is a much larger commitment and is underwritten accordingly. Funders will want to understand herd size, labour savings and whether the machine genuinely replaces a tractor and loader hours. Used self-propelled feeders have a smaller market than trailed ones, so expect more attention to condition and hours.

Can I include feed barriers or a feed fence in the deal?

Only if they are on the same invoice. Equipment bolted into a building also raises the fixture question, so a funder may want a landlord confirmation on tenanted land. Free-standing feed barriers and troughs supplied with the feeder are usually straightforward to include.

Can I replace the feeder partway through an agreement?

Yes. You take a settlement figure, trade in the old machine and start a new agreement on the replacement, with the dealer usually handling the settlement as part of the deal. It is a common route on farms that update the feeder before wear becomes expensive.

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Also in rural and agricultural finance

See everything we fund in rural and agricultural finance →

Not an offer of finance. All finance is subject to status, affordability and lender approval.

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Tell us what you’re looking to fund and Conor will come back to you personally — usually the same day.

Prefer to talk? Call 07581 364281 · serving Leeds, York, Harrogate, Wakefield, Selby, Tadcaster & across North & West Yorkshire.