Yes, and vans are among the most commonly financed assets in the UK, from single vehicles for sole traders through to small fleets. Van sales are also where the regulatory picture needs the most thought, because a van dealer’s customer book is usually the most mixed of any dealer type.
That mix is the reason for the care. A limited company buying a van for business use is outside the consumer credit regime. A sole trader is an individual in law, so the agreement can be regulated depending on the amount and the purpose — broadly, business lending above £25,000 to an individual falls outside, though check the current position rather than relying on a remembered figure. A private buyer funding a van for personal use is squarely regulated. Assuming every van is a business purchase, and therefore outside the rules, is the mistake that catches dealers out.
Conversions, racking, refrigeration and signwriting also affect how a lender views the asset, since heavily specified vehicles can be harder to resell. Mileage and age drive the available terms.
If you want to introduce regulated business and be paid for it, the route is an Introducer Appointed Representative appointment under an authorised principal’s permission. This is general information, not legal or compliance advice, and your position depends on your customer mix.