The situation
A members’ golf club replacing its trim and surrounds mower. The machine it settled on was a used John Deere 2653B PrecisionCut, bought through a specialist turf dealer at just over £28,000.
The challenge
Course machinery is the largest capital item most clubs face, and it tends to get replaced under pressure — when something fails mid-season and play is affected. Buying at that point means taking whatever is available rather than the right machine.
What we did
Two lenders were approached and the deal was placed with the first to come back with terms. The club contributed £10,000 — more than a third of the purchase price — and financed the balance over five years, which brought the monthly commitment down materially and reduced the total cost of the finance.
Buying used is a considered choice here rather than a compromise. Greens and surrounds machinery is built for a service life measured in decades and the secondhand market is well supplied by clubs working through replacement cycles, so lenders who know turf machinery price the residual accordingly.
Key outcome
Three weeks from enquiry to payout, professional-grade machinery on the course for a fraction of new, and a monthly figure sized to what the club wanted to carry.
“A club that plans its machinery replacement can buy the right machine at the right point in the year. A club that waits for something to fail buys whatever is on the forecourt the week it breaks, usually in the middle of the season.”
— Conor, CW Asset Finance
Every application is assessed on its own merits and all finance is subject to status and lender approval. This is one client’s outcome and is not a guide to what any other business will be offered.
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