Glass cutting table finance
CNC glass cutting tables and float glass cutting lines funded for processors, IGU makers and merchants optimising yield and cutting waste.
Whole-of-market — 60+ lenders searched, including
Can you finance a glass cutting table?
Yes. Glass cutting tables fund as hard assets on hire purchase and the specialist manufacturers in this market have a strong second-hand following, which underwriters like. Used tables are fundable where the control software is still supported. The element that catches processors out is the loading side: an automatic sheet loader, tilting arms and harp racks may be quoted as separate items, and while they are fundable assets in their own right, the conveyor pits, rails and floor preparation around them are installation costs that sit outside the agreement.
Used kit: Yes — used cutting tables fund well and machines eight to twelve years old are considered where the control is supported and the bridge and bar are true.
Get a quoteor call 0333 772 4864
What would a glass cutting table cost per month?
Asset finance is quoted on a flat rate, so that is what the buttons show, with the equivalent APR beside it. Your exact rate depends on the asset, the term, the deposit and the lender.
Prime is an established, profitable business with clean credit. Specialist covers newer businesses and credit that needs explaining — the asset itself carries part of the risk, which is why finance is often available where an unsecured loan is not.
Representative example: on Hire Purchase, borrowing £25,000 over 48 months at a 5.15% flat rate (equivalent to 9.9% APR representative), you would repay around £628 a month; total amount repayable approximately £30,150, of which £5,150 is the cost of finance. This calculator is for illustration only — it is not a quote or an offer of finance, and the rate and repayments you are offered will depend on the asset, term, deposit and your circumstances. CW Asset Finance is a credit broker, not a lender, and will receive a commission from the lender that funds your agreement. All finance is subject to status, affordability and lender approval.
Rates shown are indicative flat rates with the equivalent APR alongside — the two are not the same number. Indicative only and does not constitute a quote or an offer of finance. Subject to status and lender approval.
How lenders treat it
Funders treat glass processing kit as hard, with the caveat that the buyer pool is narrower than general engineering. The established European manufacturers hold value well and there is an active dealer and export market, so recovery is realistic. Optimisation software is a soft cost and subscription licences cannot be funded at all. Cutting wheels, oil and felt are consumables. Loading systems fixed to rails set into the floor, and any pit work, are installation rather than asset. A large line bolted into a rented unit raises the fixture point and a landlord waiver is common. Declines are usually about buyers entering glass processing with no prior experience of the trade.
Makes and models we fund
Examples of the machines we are asked to fund. This is not an exhaustive list — if what you are buying is not here, it does not mean we cannot fund it. Your supplier quote is what the agreement is written against.
| Machine | What it is |
|---|---|
| Lisec ESL-RS | Cutting table with breakout for float glass |
| Lisec SprintCut | Fast cutting line for volume glass processing |
| Bystronic Glass champ speed | Automatic cutting table for laminated and float |
| Bystronic Glass cutting tables | Cutting systems for processors of all sizes |
| Bottero 353 BKM | Float glass cutting table with low emissivity removal |
| Bottero float cutting tables | Cutting tables for glass merchants and processors |
| Intermac Genius CT | Cutting table for flat and laminated glass |
| Intermac Genius CT-Rs | Cutting table with automatic loading |
| Hegla Galactic | Cutting line for jumbo glass sheets |
| Hegla cutting lines | Cutting and sorting systems for glass plants |
Get a quoteor call 0333 772 4864
Who buys one
Typically a double glazing or glass processing business still cutting by hand on a felt table, losing yield on offcuts and struggling with consistency on shaped work. Also merchants moving into processing to stop buying cut sizes in, and IGU manufacturers adding a second table to remove a bottleneck ahead of a sealed unit line.
Get a quoteor call 0333 772 4864
How it is treated for tax
Bought on hire purchase, business plant and machinery normally qualifies for capital allowances on the full cost even though you pay for it monthly, which is a large part of why hire purchase is the common structure. On a finance lease you generally set the rentals against profit instead. The rules change between budgets and your position depends on how you trade, so treat this as the direction of travel and get your accountant to confirm the detail before you commit.
Glass cutting table finance questions
Is optimisation software fundable?
A perpetual licence supplied with the table is a soft cost some funders will absorb into a strong deal. Annual subscriptions cannot be funded, since there is no asset behind them. Given how much optimisation software affects yield, it is worth budgeting for it properly outside the finance.
Can the automatic loader go on the same agreement?
Yes, where it is a distinct machine with its own value. Tilting loaders and harp rack systems are fundable assets. What cannot be included is the floor preparation, rails set into the slab and any pit work, which are construction costs.
How important is the age of the control?
Quite important. A table whose software and control are still supported by the manufacturer can be sold on; one running an abandoned system is a much harder proposition. Funders shorten terms accordingly, so confirm support status with the dealer before you commit to a used machine.
Do I need to already be processing glass?
It helps a great deal. Glass processing has real technical and safety demands, and underwriters prefer to see relevant trading history or directors with genuine sector experience. A merchant moving into processing with a clear customer base reads far better than a complete newcomer.
Can I fund a cutting table and a sealed unit line together?
Yes. Both are substantial hard assets and funding them on one agreement is common when a processor is building a line. Expect the underwriter to look at the whole project, including the installation costs you are funding yourself.
Get a quoteor call 0333 772 4864
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Not an offer of finance. All finance is subject to status, affordability and lender approval.
Get your quote
Tell us what you’re looking to fund and Conor will come back to you personally — usually the same day.
Prefer to talk? Call 0333 772 4864 · serving Leeds, York, Harrogate, Wakefield, Selby, Tadcaster & across North & West Yorkshire.