A vertical wall saw gives a small unit full-sheet capacity without surrendering the floor space a slider demands, and it funds as cleanly as any bench machine.
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Yes. Vertical panel saws are funded on hire purchase or lease as hard assets, and Striebig in particular is one of the most reliably fundable names in the trade because the machines last for decades and second-hand demand never really dries up. Used examples well past ten years are placeable. The one thing to watch is that the saw is bolted to a wall in a leased unit, which occasionally prompts a funder to ask for a landlord waiver confirming the machine stays yours. It is a formality, but chasing a landlord late in the process is what delays these deals.
Used kit: Yes, Striebig machines fund easily well past ten years
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Business asset finance is quoted on a flat rate, so that is what this shows — with the equivalent APR underneath, because the two are not the same number. A quick guide only; your actual rate depends on the asset, term, deposit and lender.
Representative example: on Hire Purchase, borrowing £25,000 over 48 months at a 6.0% flat rate (equivalent to 11.5% APR representative), you would repay around £646 a month; total amount repayable approximately £31,000, of which £6,000 is the cost of finance. This calculator is for illustration only — it is not a quote or an offer of finance, and the rate and repayments you are offered will depend on the asset, term, deposit and your circumstances. CW Asset Finance is a credit broker, not a lender, and may receive a commission from the lender that funds your agreement. All finance is subject to status, affordability and lender approval. CW Asset Finance is an Appointed Representative of Rural Finance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 630701).
Underwriters like these because they are compact, mechanically simple and almost indestructible, so residual value stays strong long after the warranty is a memory. Ticket sizes are modest, which means most cases go through the quick-decision end of the market on a director guarantee and a credit search rather than full accounts. The category is mainstream asset finance rather than anything specialist. Declines come from the covenant, not the kit: recently formed companies with no trading history, adverse credit against the director, or a homeowner status that cannot be evidenced. Because the saw fastens to the building, funders occasionally treat it as a fixture, so it helps to confirm early that it is free-standing against the wall rather than built into it.
Examples of the machines we are asked to fund. This is not an exhaustive list — if what you are buying is not here, it does not mean we cannot fund it. Your supplier quote is what the agreement is written against.
| Machine | What it is |
|---|---|
| Striebig Compact | Vertical panel saw for tight workshop space |
| Striebig Control | Vertical saw with digital measuring control |
| Striebig Evolution | Vertical saw for accurate repeat panel cuts |
| Striebig Standard | Manual vertical saw for general board cutting |
| Holz-Her 1265 | Vertical panel saw for shop fitting work |
| Holz-Her Tectra 6120 | Vertical saw with grooving capability |
| Elcon vertical panel saws | Vertical saws for merchants and joinery shops |
| Hendrick vertical panel saws | Wall saws for board and plastic sheet |
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Shopfitters, kitchen fitters and small joinery firms working out of a unit where floor area is the scarce resource. The usual trigger is sheet material arriving in volume for the first time — a run of bedroom furniture, a shop refit, or the decision to stop paying a board cutting service and bring sizing in house. It is also the machine bought when a slider simply will not fit through the roller shutter.
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Bought on hire purchase, business plant and machinery normally qualifies for capital allowances on the full cost even though you pay for it monthly, which is a large part of why hire purchase is the common structure. On a finance lease you generally set the rentals against profit instead. The rules change between budgets and your position depends on how you trade, so treat this as the direction of travel and get your accountant to confirm the detail before you commit.
It is a space decision rather than a finance one. A vertical saw needs a wall and very little floor, a slider needs a clear footprint three times the sheet size. Both fund on similar terms and both hold value, so choose on your unit and your workflow. If you are short of room, financing the vertical saw is not a compromise on the funding side.
Yes, with a little extra paperwork. The funder needs an invoice, confirmation the seller has clear title and no outstanding agreement, and usually photographs including the serial plate. Buying from a joiner who is retiring is common in this corner of the trade and funders are used to it. Buying from a non-VAT registered individual is where it gets harder.
Sometimes. Because the saw fixes to the structure, a cautious funder may ask your landlord to confirm in writing that the machine remains the funder property and does not become a fixture of the building. Most commercial landlords sign these without fuss. Ask your landlord early rather than when the agreement is sitting ready to pay out.
Yes. Sole traders and partnerships are funded regularly at this ticket size, usually against homeowner status and a clean credit file. The agreement may fall under consumer credit protections depending on how it is written, which changes some of the paperwork but not the availability. Two or three years of trading history makes it considerably simpler.
It can, if the extractor is on the same invoice as the saw. Funding a chip collector on its own is awkward because on its own it is a low-value soft asset. Attached to the saw it simply becomes part of the machine package. This is the tidiest way to get your extraction funded and it avoids a separate small agreement.
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Not an offer of finance. All finance is subject to status, affordability and lender approval.
Tell us what you’re looking to fund and Conor will come back to you personally — usually the same day.
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