Bridge saw finance
CNC and manual bridge saws funded for worktop fabricators, monumental masons and stone yards cutting granite, quartz and porcelain.
Whole-of-market — 60+ lenders searched, including
Can you finance a bridge saw?
Yes. A bridge saw is a hard asset and funds on hire purchase, with the saw standing as its own security. Used saws are fundable and hold value reasonably because the structure is heavy steel and the market for stone machinery in the UK is active. The point that catches fabricators out is water. A saw needs a slurry management system, a settling pit or filtration plant and a solid slab beneath it, and those items are building works rather than machinery, so they sit outside the finance agreement.
Used kit: Yes — used bridge saws fund well and machines ten to twelve years old are common, with spindle condition and bridge wear the things that matter.
Get a quoteor call 0333 772 4864
What would a bridge saw cost per month?
Asset finance is quoted on a flat rate, so that is what the buttons show, with the equivalent APR beside it. Your exact rate depends on the asset, the term, the deposit and the lender.
Prime is an established, profitable business with clean credit. Specialist covers newer businesses and credit that needs explaining — the asset itself carries part of the risk, which is why finance is often available where an unsecured loan is not.
Representative example: on Hire Purchase, borrowing £25,000 over 48 months at a 5.15% flat rate (equivalent to 9.9% APR representative), you would repay around £628 a month; total amount repayable approximately £30,150, of which £5,150 is the cost of finance. This calculator is for illustration only — it is not a quote or an offer of finance, and the rate and repayments you are offered will depend on the asset, term, deposit and your circumstances. CW Asset Finance is a credit broker, not a lender, and may receive a commission from the lender that funds your agreement. All finance is subject to status, affordability and lender approval.
Rates shown are indicative flat rates with the equivalent APR alongside — the two are not the same number. Indicative only and does not constitute a quote or an offer of finance. Subject to status and lender approval.
How lenders treat it
Stone machinery is respected as hard security. A bridge saw is heavy, serialised, slow to depreciate and traded actively through UK and Italian dealers, so an underwriter can see a recovery route. What is not funded: diamond blades, segments and tooling, which are consumables with a defined wear life. Nor is the slab, the drainage, the water recycling plant or the three phase supply upgrade, all of which are installation. Once a saw is bolted to a reinforced base with plumbed services it looks like a fixture, so a leased unit often brings a landlord waiver into the process. Declines are most often about new entrants to worktop fabrication with no trading history and a full workshop to fund at once.
Makes and models we fund
Examples of the machines we are asked to fund. This is not an exhaustive list — if what you are buying is not here, it does not mean we cannot fund it. Your supplier quote is what the agreement is written against.
| Machine | What it is |
|---|---|
| Intermac Master 33 | Bridge saw for worktop and slab cutting |
| Intermac Master bridge saws | Tilting bridge saws for stone fabrication |
| GMM Litox | Bridge saw for quarry block and slab work |
| GMM Brio | Compact bridge saw for smaller stone shops |
| Park Industries Fastback | Bridge saw built for worktop production |
| Park Industries Yukon | Sawjet combining blade and waterjet cutting |
| Breton Combicut | Bridge saw with waterjet for complex shapes |
| Breton Smartcut | Entry bridge saw for kitchen worktop makers |
| Prussiani Idra | Five axis bridge saw for stone and porcelain |
Get a quoteor call 0333 772 4864
Who buys one
Usually a worktop fabricator outgrowing a manual saw because quartz and porcelain volumes have grown and template accuracy is costing remakes. Also stone yards moving from subcontracted cutting to in-house production after lead times from the cutting house slipped, and monumental masons adding a tilting saw to handle memorial work and kerb sets themselves.
Get a quoteor call 0333 772 4864
How it is treated for tax
Bought on hire purchase, business plant and machinery normally qualifies for capital allowances on the full cost even though you pay for it monthly, which is a large part of why hire purchase is the common structure. On a finance lease you generally set the rentals against profit instead. The rules change between budgets and your position depends on how you trade, so treat this as the direction of travel and get your accountant to confirm the detail before you commit.
Bridge saw finance questions
Is the water recycling plant fundable?
Usually not, or only in part. A settling pit dug into the floor is construction, and pipework run under the slab is a building cost. A free-standing packaged filtration unit with its own value can sometimes be included. Send the whole quotation so we can split it properly.
Are diamond blades included?
No. Blades and segments are consumables with a measurable wear rate, so they cannot be taken as security. Where a supplier includes a starter blade in the machine price it is absorbed into the invoice, but ongoing tooling is a running cost.
Does the floor need work before the saw arrives?
Very often, yes. These machines are heavy and need a level, reinforced slab with drainage, and that work has to be done before delivery. It is a building cost outside the finance, and it is the single most common reason a stone installation slips.
Can a new worktop business get a saw funded?
It is harder but not impossible. Underwriters want to see the directors have real fabrication experience and that there is committed work, usually from kitchen retailers or builders. Expect a personal guarantee. Funding the saw alone rather than a complete workshop gives a new business a better chance.
What if I lease my workshop?
Perfectly normal in the stone trade. Because a bolted-down saw with plumbed services can be argued to have become part of the premises, a funder may ask the landlord to sign a waiver confirming the machine remains theirs. Raise it with the landlord early and it seldom delays anything.
Get a quoteor call 0333 772 4864
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Not an offer of finance. All finance is subject to status, affordability and lender approval.
Get your quote
Tell us what you’re looking to fund and Conor will come back to you personally — usually the same day.
Prefer to talk? Call 0333 772 4864 · serving Leeds, York, Harrogate, Wakefield, Selby, Tadcaster & across North & West Yorkshire.