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CW Asset Finance | Vehicle & Equipment Finance Yorkshire

General machinery finance

Double glazing line finance

Insulating glass lines funded for sealed unit manufacturers, from washer and assembly through press and sealing robot, on one agreement.

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Can you finance a double glazing line?

Yes, and it is normally funded as a complete line rather than machine by machine. Washer, inspection station, assembly press, gas filling and sealing robot go on one agreement with the line as security. Used lines are fundable and often represent good value. The element people underestimate is installation. These lines are long, they need levelling and alignment, a serviced water supply for the washer, extraction for the sealant and often three phase upgrades, and all of that is a building cost outside the finance.

Used kit: Yes — used IG lines fund well and installations ten to fifteen years old are considered, with press condition and sealing robot support the key questions.

Get a quoteor call 0333 772 4864

What would a double glazing line cost per month?

Asset finance is quoted on a flat rate, so that is what the buttons show, with the equivalent APR beside it. Your exact rate depends on the asset, the term, the deposit and the lender.

£25,000
48 months
0% · £0

Prime is an established, profitable business with clean credit. Specialist covers newer businesses and credit that needs explaining — the asset itself carries part of the risk, which is why finance is often available where an unsecured loan is not.

Estimated monthly payment
£646
over 48 months
Amount financed£25,000
Total repayable£31,000
Cost of finance£6,000
Equivalent APR11.5%
Get my exact rate

Representative example: on Hire Purchase, borrowing £25,000 over 48 months at a 5.15% flat rate (equivalent to 9.9% APR representative), you would repay around £628 a month; total amount repayable approximately £30,150, of which £5,150 is the cost of finance. This calculator is for illustration only — it is not a quote or an offer of finance, and the rate and repayments you are offered will depend on the asset, term, deposit and your circumstances. CW Asset Finance is a credit broker, not a lender, and may receive a commission from the lender that funds your agreement. All finance is subject to status, affordability and lender approval.

Rates shown are indicative flat rates with the equivalent APR alongside — the two are not the same number. Indicative only and does not constitute a quote or an offer of finance. Subject to status and lender approval.

How lenders treat it

Funders see an IG line as a set of hard assets that only make sense together, which is why it is usually written as one schedule. The manufacturers in this field are well known and used lines move through dealers and export, so recovery value is real if narrow. Spacer bar, desiccant, sealant, butyl and argon are consumables and never funded. Software and recipe systems are soft. Because the line is aligned, levelled and often anchored, with plumbed water and ducted extraction, it reads as installed plant, so a landlord waiver is likely on a leased site. Declines tend to involve fabricators with no glass processing experience taking on a whole line in one step.

Makes and models we fund

Examples of the machines we are asked to fund. This is not an exhaustive list — if what you are buying is not here, it does not mean we cannot fund it. Your supplier quote is what the agreement is written against.

MachineWhat it is
Lisec VHWSealing robot for insulating glass units
Lisec insulating glass linesWashing pressing and sealing lines for units
Forel Art. EMInsulating glass line for sealed unit production
Forel Art. BAAutomatic spacer applicator for glazing units
Bystronic Glass TPS lineThermoplastic spacer line for warm edge units
Bystronic Glass sealing robotsAutomatic sealing units for glazing lines
Bottero 548 IGInsulating glass line for double and triple units
Bottero insulating glass linesUnit assembly lines for glazing manufacturers

Get a quoteor call 0333 772 4864

Who buys one

Usually a window fabricator who has been buying sealed units in and wants control of lead times and quality, particularly on shaped and specification glass. Also existing IGU makers upgrading from a manual press to an automatic line with warm edge spacer capability, and processors adding a second line to take on trade supply to other fabricators.

Get a quoteor call 0333 772 4864

How it is treated for tax

Bought on hire purchase, business plant and machinery normally qualifies for capital allowances on the full cost even though you pay for it monthly, which is a large part of why hire purchase is the common structure. On a finance lease you generally set the rentals against profit instead. The rules change between budgets and your position depends on how you trade, so treat this as the direction of travel and get your accountant to confirm the detail before you commit.

Double glazing line finance questions

Is the line funded as one asset or several?

Normally as one. Washer, press, gas fill and sealing robot are written on a single schedule because they only have value as a working line. That also gives you one agreement and one payment rather than a set of separate commitments to track.

Are spacer bar, sealant and gas fundable?

No. Spacer, desiccant, butyl, secondary sealant and argon are all consumed in production. They cannot be recovered or resold, so they have no place on an asset agreement. Those costs belong with your raw materials budget.

How much installation work is involved?

More than most people allow for. Levelling and aligning a long line, feeding the washer with treated water, extracting sealant fumes and upgrading the power supply all take time and money, and none of it is fundable as machinery. Get an installation quote alongside the machine quote.

Can a window fabricator with no glass experience fund a line?

It is possible but it needs supporting. Underwriters will want to see the volume you currently buy in, evidence you can recruit or train operators, and realistic figures. Showing the purchase replaces a known external spend rather than chasing new markets makes a much stronger case.

Will my landlord need to sign a waiver?

Quite likely. An aligned, anchored line with plumbed and ducted services can be argued to have become part of the building, so a funder may want written confirmation from your landlord that the equipment remains theirs. Raise it when you agree the installation dates.

Get a quoteor call 0333 772 4864

Also in general machinery finance

See everything we fund in general machinery finance →

Not an offer of finance. All finance is subject to status, affordability and lender approval.

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Tell us what you’re looking to fund and Conor will come back to you personally — usually the same day.

Prefer to talk? Call 0333 772 4864 · serving Leeds, York, Harrogate, Wakefield, Selby, Tadcaster & across North & West Yorkshire.