Turret punching still beats a laser on formed features and louvres, but the tooling library is what makes the machine genuinely useful.
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Yes. CNC turret punch presses are funded as hard assets, usually on hire purchase, and used machines are fundable. Two things catch buyers out. The first is the tooling library: a punch press with no tools is a very limited machine, and funders treat punches, dies and cassettes as soft cost. The second is the market shift towards fibre lasers, which has softened used values on plain punching machines. That does not stop the funding; it means a funder may take a more conservative view of what the machine will realise.
Used kit: Yes — used turret punches are fundable, typically to around twelve to fifteen years old, though values have softened and advances reflect that.
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Business asset finance is quoted on a flat rate, so that is what this shows — with the equivalent APR underneath, because the two are not the same number. A quick guide only; your actual rate depends on the asset, term, deposit and lender.
Representative example: on Hire Purchase, borrowing £25,000 over 48 months at a 6.0% flat rate (equivalent to 11.5% APR representative), you would repay around £646 a month; total amount repayable approximately £31,000, of which £6,000 is the cost of finance. This calculator is for illustration only — it is not a quote or an offer of finance, and the rate and repayments you are offered will depend on the asset, term, deposit and your circumstances. CW Asset Finance is a credit broker, not a lender, and may receive a commission from the lender that funds your agreement. All finance is subject to status, affordability and lender approval. CW Asset Finance is an Appointed Representative of Rural Finance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 630701).
Underwriters are comfortable with the established names but read the market realistically. Fibre laser has taken volume out of plain punching, which has pushed used punch press values down, and a funder who has seen that will advance accordingly. Combination punch-laser machines and punching cells with automation hold value better. As elsewhere, the control generation and OEM support status is the strongest single indicator: a supported machine has a route to a buyer, an orphaned one does not. Tooling, cassettes, nesting software and sharpening equipment are soft and discounted. Sector risk is standard sheet metal cyclicality, with an added question about whether the buyer is investing in a technology their customers are moving away from. Declines mainly reflect credit strength, or an old machine with no support.
Examples of the machines we are asked to fund. This is not an exhaustive list — if what you are buying is not here, it does not mean we cannot fund it. Your supplier quote is what the agreement is written against.
| Machine | What it is |
|---|---|
| Trumpf TruPunch 3000 | Turret punch for sheet metal components |
| Trumpf TruPunch 5000 | High output punch press for volume work |
| Amada EM 2510 NT | Servo turret punch for accurate hole work |
| Amada EMZ 3610 NT | Larger turret punch for long sheets |
| LVD Strippit PX-1530 | Turret punch with forming station capability |
| LVD Strippit turret punches | Punching machines for general fabrication |
| Prima Power Shear Genius | Punch and shear combination for blanks |
| Prima Power servo electric punches | Electric punching machines for lower running costs |
| Euromac MTX punching machines | Single head punches for smaller workshops |
| Boschert single head punches | Compact punching machines for light fabrication |
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Sheet metal fabricators producing enclosures, panels, brackets and perforated parts where forms, countersinks, louvres and threads are punched rather than cut. Also electrical and HVAC manufacturers with repeat product ranges. The trigger is often a part family with dozens of formed features where a laser would need secondary operations, or a shop replacing a worn machine that is now dropping accuracy on long nests.
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Bought on hire purchase, business plant and machinery normally qualifies for capital allowances on the full cost even though you pay for it monthly, which is a large part of why hire purchase is the common structure. On a finance lease you generally set the rentals against profit instead. The rules change between budgets and your position depends on how you trade, so treat this as the direction of travel and get your accountant to confirm the detail before you commit.
In part, as soft cost within a machine deal, and how much varies by funder. A full set of punches, dies and cassettes is a substantial spend that a funder cannot easily recover, so it tends to be capped. Where the tooling is a big number, we look at placing it on a separate facility so the machine deal stays clean.
Values on plain punching machines have come under pressure as fibre laser has taken over general profiling, and funders are aware of it. Machines with forming capability, automation or a combination laser head have held up better. It affects the advance rather than the answer, and good machines are still funded every week.
Generally yes, because it has a broader appeal second-hand and does work that neither machine alone covers. The laser element brings its own questions about source hours and support, exactly as on a standalone laser. Funders see combination cells as capable, desirable machines and are usually comfortable with them.
Practically, most punching shops want one, but it is a separate low-value item rather than part of the machine. It can be funded alongside a larger purchase. If you buy the press on finance and the grinder for cash, that is often the simplest split, since the grinder is too small to justify its own agreement.
Yes, and dealers do this routinely. The allowance appears on the invoice and can form your deposit. The funder will want the trade-in shown clearly and confirmation that the outgoing machine is not still subject to finance. If it is, the settlement needs resolving before the new agreement can complete.
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Not an offer of finance. All finance is subject to status, affordability and lender approval.
Tell us what you’re looking to fund and Conor will come back to you personally — usually the same day.
Prefer to talk? Call 07581 364281 · serving Leeds, York, Harrogate, Wakefield, Selby, Tadcaster & across North & West Yorkshire.