Renewable Energy & Solar Panel Finance

Funding that pays for itself

Most assets cost money to run. Renewables do the opposite, which changes the conversation with a lender. Where the saving is well evidenced, renewable energy finance can be structured so repayments are covered by reduced energy bills across the term.

Solar panel finance

Solar panel finance covers roof and ground-mounted commercial arrays, inverters and installation. Because a system has a long working life and a predictable output, terms tend to be longer than general equipment finance, which keeps the monthly figure below the saving.

Commercial solar finance and battery storage

Commercial solar finance increasingly comes with battery storage, which lets you use what you generate rather than exporting it cheaply. Funding both together usually makes better financial sense than adding storage later as a separate agreement.

EV charger finance

EV charger finance funds workplace and destination charging — the units, the groundwork and the installation. For fleets converting to electric, charging infrastructure is often the piece that gets deferred; funding it removes that bottleneck.

What lenders assess on renewables

Renewable projects are assessed on the strength of the savings as much as the business. Lenders want to see a credible generation or efficiency estimate from a competent installer, MCS certification where relevant, and a realistic payback period. A well-evidenced proposal often funds on better terms than the same business would get for general equipment.

Roof ownership and site tenure

This is the question that stops more solar projects than cost. If you lease your premises, the lender will want to know that your tenure runs at least as long as the finance term, and that the landlord consents to the installation. Sort that before you commission a survey — it is the most common reason a funded solar project falls over.

Battery storage and export

Generation without storage means exporting cheaply what you could have used yourself. Battery storage improves the economics substantially for businesses whose demand does not match their generation curve, and funding both together is usually better value than retrofitting storage later as a separate agreement.

Wind, biomass and heat networks

Small-scale wind, biomass boilers and heat recovery all fund on the same principle: measurable savings over a long asset life. Agricultural and rural sites are frequently the best candidates, having the space, the demand and often the off-grid fuel costs that make payback quickest.

Heat pumps and biomass

Heat pump finance and biomass boiler funding suit rural and commercial premises replacing oil or LPG. The saving is usually larger and the payback shorter than for solar, particularly off the gas grid.

What to send us

Send us the installer’s quotation and generation estimate, and tell us whether you own or lease the roof. We will come back with whether the repayments can sit below the projected saving, and over what term. No credit check to ask.