A washer-extractor is the machine a hotel or care home cannot trade without, which is why most are replaced before they fail rather than after.
Whole-of-market — 60+ lenders searched, including
Yes. Commercial washer-extractors are among the most fundable assets covered here. They are built for a long working life, identified by serial number, and there is a steady dealer market that buys and resells them, so a funder has real security behind the agreement. Hire purchase is standard, and reconditioned machines from established dealers are widely accepted. The detail that catches buyers out is bolting down: a high-spin machine usually needs a fixed plinth or floor fixings, and where a leased building is involved the landlord question can surface.
Used kit: Yes, reconditioned washer-extractors fund well where a dealer supplies them with warranty cover and the serial number goes on the agreement.
Get a quoteor call 07581 364281
Business asset finance is quoted on a flat rate, so that is what this shows — with the equivalent APR underneath, because the two are not the same number. A quick guide only; your actual rate depends on the asset, term, deposit and lender.
Representative example: on Hire Purchase, borrowing £25,000 over 48 months at a 6.0% flat rate (equivalent to 11.5% APR representative), you would repay around £646 a month; total amount repayable approximately £31,000, of which £6,000 is the cost of finance. This calculator is for illustration only — it is not a quote or an offer of finance, and the rate and repayments you are offered will depend on the asset, term, deposit and your circumstances. CW Asset Finance is a credit broker, not a lender, and may receive a commission from the lender that funds your agreement. All finance is subject to status, affordability and lender approval. CW Asset Finance is an Appointed Representative of Rural Finance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 630701).
This is the asset to point to when explaining that not everything in the retail and leisure world is a soft asset. A washer-extractor has weight, longevity, a recognised brand, a serial number and buyers in the used trade. Funders can identify it, recover it and sell it, which is why appetite here is broader and why refinance is occasionally possible. The two areas to handle carefully are installation and premises. Water supply, drainage, ventilation and power upgrades are building works with no recovery value. And a machine bolted into a laundry room in a leased unit can be argued to be a fixture, so some funders will ask for a landlord waiver. Neither is a barrier, but both are better raised at quotation stage than after an approval.
Examples of the machines we are asked to fund. This is not an exhaustive list — if what you are buying is not here, it does not mean we cannot fund it. Your supplier quote is what the agreement is written against.
| Machine | What it is |
|---|---|
| Miele Professional PWM 908 Benchmark | Small commercial washing machine |
| Miele Professional PW 6167 | Heavy duty washer extractor |
| Electrolux Professional Line 6000 WH6-11 | High spin commercial washer |
| Electrolux Professional WPB4700H barrier washer | Hygiene barrier washer extractor |
| Girbau HS-6013 washer | Hard mount commercial washer |
| Girbau HS-6023 washer | Large capacity washer extractor |
| Ipso IY105 washer | Industrial washer for laundries |
| Primus FX180 washer | High capacity washer extractor |
| Huebsch washer extractor range | Commercial washing equipment |
| Speed Queen commercial washers | Heavy use commercial washing machines |
Get a quoteor call 07581 364281
Usually an operator whose existing machine is failing drums, bearings or door seals and is costing more in engineer visits than it saves. Care homes, hotels, sports clubs and equestrian businesses all buy for the same reason. The other common trigger is capacity — a business that has grown past what its current machine can process in a working day.
Get a quoteor call 07581 364281
Bought on hire purchase, business plant and machinery normally qualifies for capital allowances on the full cost even though you pay for it monthly, which is a large part of why hire purchase is the common structure. On a finance lease you generally set the rentals against profit instead. The rules change between budgets and your position depends on how you trade, so treat this as the direction of travel and get your accountant to confirm the detail before you commit.
A barrier washer loads on one side and unloads on the other to separate soiled and clean linen, and it is used where infection control matters. For funding it is treated like any other commercial machine, although the higher cost means it usually sits on its own agreement rather than being bundled with small items.
High-spin rigid-mount machines usually do, which is why funders sometimes ask about the premises. A bolted machine can be unbolted, so it is not a true fixture, but a cautious funder may still want the landlord to confirm they will not claim it. Freestanding soft-mount machines avoid the question.
Far longer than domestic machines, which is part of why funders like them. Manufacturers design them around a programmed number of cycles rather than years, so the right question is throughput rather than age. A machine matched to your daily volume will outlast one that is constantly run at its limit.
Usually yes, because a commercial washer is a large enough purchase to clear most funders’ minimums on its own — unlike a salon chair or a shop fitting. Many businesses still pair it with a dryer on one agreement, since the two are almost always bought together.
Not typically for a new machine bought from a dealer, where the invoice and delivery confirmation are enough. For higher value or used equipment, some funders ask for photographs, a serial number check or occasionally an inspection. Your supplier will be familiar with what is needed and can provide it quickly.
Get a quoteor call 07581 364281
See everything we fund in business asset finance →
Not an offer of finance. All finance is subject to status, affordability and lender approval.
Tell us what you’re looking to fund and Conor will come back to you personally — usually the same day.
Prefer to talk? Call 07581 364281 · serving Leeds, York, Harrogate, Wakefield, Selby, Tadcaster & across North & West Yorkshire.
A decline from one lender reflects that lender’s appetite, not the whole market’s.