Long wheelbase van finance
When the load is long rather than heavy — LWB and extra-long panel vans funded for glaziers, kitchen fitters, couriers and carpet firms.
Whole-of-market — 60+ lenders searched, including
Can you finance a long wheelbase van?
Yes. Long wheelbase vans are funded in exactly the same way as any other panel van, normally on hire purchase or a lease, and used LWB stock is plentiful and readily fundable. Wheelbase does not change the credit decision, but it does change the valuation. The longer and taller a van gets, the smaller the pool of second-hand buyers, so extra-long high-roof variants are valued a little more conservatively than a standard LWB. The practical thing people overlook is access: a long van that will not fit the customer driveway or the depot yard is a daily problem.
Used kit: Yes. Used LWB vans are funded regularly and there is a deep supply of ex-fleet stock, though high-mileage parcel-network examples are valued cautiously.
Get a quoteor call 0333 772 4864
What would a long wheelbase van cost per month?
Asset finance is quoted on a flat rate, so that is what the buttons show, with the equivalent APR beside it. Your exact rate depends on the asset, the term, the deposit and the lender.
Prime is an established, profitable business with clean credit. Specialist covers newer businesses and credit that needs explaining — the asset itself carries part of the risk, which is why finance is often available where an unsecured loan is not.
Representative example: on Hire Purchase, borrowing £25,000 over 48 months at a 5.15% flat rate (equivalent to 9.9% APR representative), you would repay around £628 a month; total amount repayable approximately £30,150, of which £5,150 is the cost of finance. This calculator is for illustration only — it is not a quote or an offer of finance, and the rate and repayments you are offered will depend on the asset, term, deposit and your circumstances. CW Asset Finance is a credit broker, not a lender, and may receive a commission from the lender that funds your agreement. All finance is subject to status, affordability and lender approval.
Rates shown are indicative flat rates with the equivalent APR alongside — the two are not the same number. Indicative only and does not constitute a quote or an offer of finance. Subject to status and lender approval.
How lenders treat it
On the funding side an LWB is a mainstream asset and the whole panel will look at it, which puts the emphasis on getting the right structure rather than finding anyone willing. Where wheelbase matters is at disposal: standard LWB models sell quickly, whereas extra-long high-roof versions appeal to fewer buyers and are discounted accordingly. Funders also take note of intended use, because long vans running parcel and cage work accumulate mileage fast and show wear at the rear doors and load floor. Limited companies with accounts and sole traders with visible banking both place comfortably. New starts need a deposit or a homeowner. Racking and ply lining are expected and add nothing to value. The usual declines are private purchases, unverifiable trading income, and agreed prices that sit above the funder valuation with no deposit to bridge the gap.
Makes and models we fund
Examples of the machines we are asked to fund. This is not an exhaustive list — if what you are buying is not here, it does not mean we cannot fund it. Your supplier quote is what the agreement is written against.
| Machine | What it is |
|---|---|
| Ford Transit L4H3 Jumbo | Longest Transit for bulky freight |
| Mercedes-Benz Sprinter 315 L3H2 | Long high-roof van for distribution |
| Volkswagen Crafter CR35 L3H3 | Long high-roof van for stand-up loading |
| Citroen Relay L4H3 | Extra long van with big load volume |
| Renault Master LL35 L3H2 | Long van with heavy payload rating |
| Ford Transit Custom L2H1 | Longer medium van for tools and stock |
| Peugeot Boxer L4H2 | Extra long van for furniture and parcels |
| Vauxhall Movano L3H2 | Long van for removals and trade |
| Iveco Daily 35S L4H2 | Truck-derived long van for heavy loads |
| Maxus Deliver 9 L3H2 | Value long van with long warranty |
Get a quoteor call 0333 772 4864
Who buys one
Glaziers and window fitters carrying long glass frames, kitchen and bedroom installers moving flat-pack carcasses, carpet and flooring companies, ductwork and pipework contractors, and courier subcontractors on cage-loaded rounds. Typically a business that keeps hitting the length limit in a standard van and is fed up either tying doors shut or making a second trip. Also common where cages or roll pallets need to fit end to end without wasted space.
Get a quoteor call 0333 772 4864
We publish the deals we arrange, with no client named and no rate quoted. See what we have funded in vans and fleet.
How it is treated for tax
Bought on hire purchase, business plant and machinery normally qualifies for capital allowances on the full cost even though you pay for it monthly, which is a large part of why hire purchase is the common structure. On a finance lease you generally set the rentals against profit instead. The rules change between budgets and your position depends on how you trade, so treat this as the direction of travel and get your accountant to confirm the detail before you commit.
Long wheelbase van finance questions
Does wheelbase affect van finance?
Not the decision, but it affects the valuation. Standard long wheelbase vans sell readily second-hand. Extra-long, extra-high variants suit fewer buyers, so a funder may value one a little below an equivalent standard model. It rarely changes whether a deal can be done.
How much longer is an LWB van?
It varies by manufacturer, and the naming is inconsistent — one maker L3 is not the same as another. Compare the actual internal load length rather than the badge, and measure what you carry. A few centimetres decides whether a kitchen carcass or a glass frame fits.
Is a long wheelbase van harder to drive?
It is longer to park, the turning circle is bigger and the rear overhang catches people out on kerbs and ramps. Most drivers adapt quickly. The bigger practical issue is whether the sites and driveways you visit daily can actually accommodate the length.
Should I choose a longer van or a high roof?
Depends on your load. Length suits pipes, glass, timber and flat-pack; height suits bulky boxed goods and standing up inside to work. Taking both takes you into extra-long high-roof territory, which carries everything but is the least flexible option to resell later and the hardest to park. Measure a typical load before assuming you need the biggest version on offer.
Can I finance an LWB van as a new business?
Yes, with the usual supporting evidence. Lenders will want to see where the work comes from and will look at your personal credit profile if the business has no history. A deposit widens the choice considerably, and being a homeowner opens more of the panel.
Get a quoteor call 0333 772 4864
Also in van and light commercial finance
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- Dropside van finance
- Crew cab van finance
- Refrigerated van finance
- Electric van finance
- Welfare van finance
- Recovery truck and tow truck finance
- Pickup truck finance
- Minibus finance
- Wheelchair accessible vehicle finance
- Mobile workshop van finance
- Dog grooming van finance
- Coffee van finance
- Ice cream van finance
- Catering van and food truck finance
- Mobile valeting van finance
- Curtainside van finance
- Van conversion finance
- Ex-lease van finance
- Van fleet finance
- Van refinance
See everything we fund in van and light commercial finance →
Not an offer of finance. All finance is subject to status, affordability and lender approval.
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We are a broker, not a dealer — we have no stake in which van you choose. These are written on that basis.
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Get your quote
Tell us what you’re looking to fund and Conor will come back to you personally — usually the same day.
Prefer to talk? Call 0333 772 4864 · serving Leeds, York, Harrogate, Wakefield, Selby, Tadcaster & across North & West Yorkshire.