Egg grading equipment finance
Funding for egg graders, candling and crack detection, packers and conveyor systems for on-farm packing centres and producer packers.
Whole-of-market — 60+ lenders searched, including
Can you finance egg grading equipment?
Yes. Grading machines are substantial, manufacturer-supported equipment with an international secondhand trade, so funders treat them as a proper hard asset rather than a building fit-out. They are normally funded on hire purchase, with staged payments where the machine is installed over several weeks. Used graders are bought and sold regularly. The point producers should plan for is that a grader is only as useful as the packing centre approval behind it: registration, traceability and retail audit requirements shape the specification, so confirm what your customer expects the line to do before the machine is ordered.
Used kit: Yes, with an international trade in used graders, valued on manufacturer support
Get a quoteor call 0333 772 4864
What would egg grading equipment cost per month?
Asset finance is quoted on a flat rate, so that is what the buttons show, with the equivalent APR beside it. Your exact rate depends on the asset, the term, the deposit and the lender.
Prime is an established, profitable business with clean credit. Specialist covers newer businesses and credit that needs explaining — the asset itself carries part of the risk, which is why finance is often available where an unsecured loan is not.
Representative example: on Hire Purchase, borrowing £25,000 over 48 months at a 5.15% flat rate (equivalent to 9.9% APR representative), you would repay around £628 a month; total amount repayable approximately £30,150, of which £5,150 is the cost of finance. This calculator is for illustration only — it is not a quote or an offer of finance, and the rate and repayments you are offered will depend on the asset, term, deposit and your circumstances. CW Asset Finance is a credit broker, not a lender, and may receive a commission from the lender that funds your agreement. All finance is subject to status, affordability and lender approval.
Rates shown are indicative flat rates with the equivalent APR alongside — the two are not the same number. Indicative only and does not constitute a quote or an offer of finance. Subject to status and lender approval.
How lenders treat it
Grading equipment sits in the comfortable middle: it is installed, but it is a self-contained machine that can be dismantled and shipped, and there is a genuine international market in used graders. That gives a funder a recovery route, which is more than they have with most poultry infrastructure. Underwriting focuses on the egg business behind it, in particular whether the output is contracted to a packer or a retailer and how long that relationship has run. Throughput claims are checked against bird numbers. Software and vision systems date faster than the steelwork, so a used machine is valued on whether the manufacturer still supports that generation. Level repayments suit, since egg income arrives continuously.
Makes and models we fund
Examples of the machines we are asked to fund. This is not an exhaustive list — if what you are buying is not here, it does not mean we cannot fund it. Your supplier quote is what the agreement is written against.
| Machine | What it is |
|---|---|
| Prinzen egg packers | Farm packers for small and mid flocks |
| Diamond Systems egg graders | Compact graders for farm gate sales |
| Moba Benchmark | Mid-capacity grading and packing line |
| Moba Omnia | High-speed grader for packing centres |
| Sanovo egg graders | Grading lines with crack detection |
| Sanovo egg breakers | Breaking and separating plant for liquid egg |
| Nabel egg graders | Automatic weighing and grading machines |
| Vencomatic egg handling | Belts, elevators and egg transfer systems |
| Big Dutchman egg conveyors | Rod and belt conveyors for egg collection |
| Prinzen egg setters | Automatic setting and tray handling |
Get a quoteor call 0333 772 4864
Who buys one
Free range and barn producers moving from selling loose to their own packer to grading and packing themselves, packing centres upgrading throughput, and producers adding capacity after taking on birds from another site. The decision is usually driven by the margin lost in sending ungraded eggs away, or by a retail customer requiring traceability and crack detection the current line cannot deliver.
Get a quoteor call 0333 772 4864
We publish the deals we arrange, with no client named and no rate quoted. See what we have funded in agriculture.
How it is treated for tax
Bought on hire purchase, business plant and machinery normally qualifies for capital allowances on the full cost even though you pay for it monthly, which is a large part of why hire purchase is the common structure. On a finance lease you generally set the rentals against profit instead. The rules change between budgets and your position depends on how you trade, so treat this as the direction of travel and get your accountant to confirm the detail before you commit.
Egg grading equipment finance questions
Is a grader treated like a building fit-out or like a machine?
Like a machine, which works in your favour. Unlike ducting or concrete, a grader can be disconnected, crated and sold on, and there is an active market for used machines internationally. That recovery route is why funders are more relaxed about graders than about most poultry infrastructure.
Do I need a packing centre approval before the finance?
You need it before you can legally grade and sell, and a funder will expect to see that the regulatory side is in hand. There is no benefit in drawing money for a line that cannot be used. Get the registration position clear at the same time as you specify the machine.
How is a used grader valued?
Chiefly on whether the manufacturer still supports that generation of machine and its software. A mechanically sound grader that cannot be updated or serviced has limited appeal, whereas a supported machine sells readily. Ask the manufacturer directly about support before you commit to a used line.
Can the conveyors from the sheds be included?
Yes, where they form part of the same installation and invoice. Egg collection conveyors and elevators are ordinarily funded with the grader. Where conveyors are built into the poultry house structure itself, a funder may ask for the usual acknowledgement from a landlord or mortgage lender.
Does a retail contract help?
It helps a great deal. Grading is an investment made to serve a customer specification, so showing the contract or supply agreement tells an underwriter exactly where the repayment comes from. Producers packing for the open market are still funded, but the accounts carry more of the weight.
Get a quoteor call 0333 772 4864
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Not an offer of finance. All finance is subject to status, affordability and lender approval.
Get your quote
Tell us what you’re looking to fund and Conor will come back to you personally — usually the same day.
Prefer to talk? Call 0333 772 4864 · serving Leeds, York, Harrogate, Wakefield, Selby, Tadcaster & across North & West Yorkshire.
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