Timber trailer finance
Funding for forestry timber trailers, normally supplied with a crane and grab, used to extract and haul timber on farms and estates.
Whole-of-market — 60+ lenders searched, including
Can you finance a timber trailer?
Yes, and a timber trailer is one of the more comfortable forestry purchases to fund because it is almost always bought as a complete outfit with a crane, which puts the invoice at a workable value. Hire purchase is the usual structure. Used trailers hold value well: the chassis, bunks and bogie are heavy steel and last, so age matters far less than whether the machine has been overloaded. The thing to get right is drive and braking specification, since a trailer used on steep ground or travelling any distance on the road needs the appropriate setup.
Used kit: Yes, and older trailers remain fundable where the chassis and bunks are straight
Get a quoteor call 0333 772 4864
What would a timber trailer cost per month?
Asset finance is quoted on a flat rate, so that is what the buttons show, with the equivalent APR beside it. Your exact rate depends on the asset, the term, the deposit and the lender.
Prime is an established, profitable business with clean credit. Specialist covers newer businesses and credit that needs explaining — the asset itself carries part of the risk, which is why finance is often available where an unsecured loan is not.
Representative example: on Hire Purchase, borrowing £25,000 over 48 months at a 5.15% flat rate (equivalent to 9.9% APR representative), you would repay around £628 a month; total amount repayable approximately £30,150, of which £5,150 is the cost of finance. This calculator is for illustration only — it is not a quote or an offer of finance, and the rate and repayments you are offered will depend on the asset, term, deposit and your circumstances. CW Asset Finance is a credit broker, not a lender, and will receive a commission from the lender that funds your agreement. All finance is subject to status, affordability and lender approval.
Rates shown are indicative flat rates with the equivalent APR alongside — the two are not the same number. Indicative only and does not constitute a quote or an offer of finance. Subject to status and lender approval.
How lenders treat it
Timber trailers are genuinely mobile hard assets with buyers across farming, forestry and estate management, so funders are comfortable and underwriting is quick. They look at the chassis and bunks for signs of overloading, the bogie and drive system, and the condition of the crane mounted on it. Because trailer and crane are usually invoiced together, the combined value comfortably clears any minimum, which avoids the bundling problem that affects smaller forestry kit. Contractors are assessed on their work book and the mix of customers; farms on their accounts, since the trailer supports timber the farm already owns rather than generating contract income. Where firewood or timber sales are the justification, evidence of actual sales carries far more weight than woodland volume estimates.
Makes and models we fund
Examples of the machines we are asked to fund. This is not an exhaustive list — if what you are buying is not here, it does not mean we cannot fund it. Your supplier quote is what the agreement is written against.
| Machine | What it is |
|---|---|
| Kellfri timber trailers | Entry-level trailers with crane options |
| Botex timber trailers | Tractor drawn trailers for farm woodland |
| Farma timber trailers | Trailer and crane packages for estates |
| Palms 10D | Mid-size timber trailer with crane |
| Krpan GP 8 D | Eight tonne forestry trailer |
| Krpan GP 10 D | Ten tonne trailer for extraction work |
| Kesla 144 | Heavy forestry trailer for professional use |
| Multiforest timber trailers | Trailers with hydraulic drive options |
| Nokka timber trailers | Finnish built trailers for forwarding |
| Hultdins SuperGrip II | Timber grapple and rotator for trailers |
Get a quoteor call 0333 772 4864
Who buys one
Farms and estates extracting their own timber for firewood, fencing and sale, forestry contractors thinning and clearing woodland, and businesses managing woodland under a grant scheme that requires active management. The purchase is generally prompted by a decision to handle woodland in-house instead of selling standing, or by storm damage leaving a volume of timber that has to be moved.
Get a quoteor call 0333 772 4864
We publish the deals we arrange, with no client named and no rate quoted. See what we have funded in agriculture.
How it is treated for tax
Bought on hire purchase, business plant and machinery normally qualifies for capital allowances on the full cost even though you pay for it monthly, which is a large part of why hire purchase is the common structure. On a finance lease you generally set the rentals against profit instead. The rules change between budgets and your position depends on how you trade, so treat this as the direction of travel and get your accountant to confirm the detail before you commit.
Timber trailer finance questions
Is the crane included in the same agreement?
Almost always, and it should be. Trailers are specified with a matched crane and dealers quote the outfit together, so it funds as one machine. That also lifts the value well clear of any funder minimum, which makes the whole application more straightforward.
Do I need hydraulic drive?
It depends on your ground. Driven axles are worth having on steep or soft terrain and make the difference between extracting timber and getting stuck. Funders do not mind either way, but drive specification affects resale, so a drive trailer generally sells more easily than a non-driven one.
What should I check on a used timber trailer?
Look for signs of overloading in the chassis, bunks and stanchions, check the bogie and drive components, and inspect the crane mounting where the load is transferred. Straight steel and sound hydraulics matter far more than the year, because there is little else to wear out.
Can woodland grant income support the application?
It can help explain the purchase, but funders prefer evidenced income. Grant support for woodland management shows the work is planned and funded, which is useful context. Actual sales invoices for timber or firewood do more for the affordability case.
Does road use change anything?
Practically, yes. A trailer travelling on the road needs the right braking, lighting and load security, and enforcement of agricultural trailer roadworthiness has tightened. It is not usually a finance condition, but a trailer that cannot legally be taken on the road is worth less to any buyer.
Get a quoteor call 0333 772 4864
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Not an offer of finance. All finance is subject to status, affordability and lender approval.
Get your quote
Tell us what you’re looking to fund and Conor will come back to you personally — usually the same day.
Prefer to talk? Call 0333 772 4864 · serving Leeds, York, Harrogate, Wakefield, Selby, Tadcaster & across North & West Yorkshire.
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