Feed bin finance
Funding for galvanised bulk feed bins and the augers, weigh systems and delivery equipment that move feed from the bin to the animals.
Whole-of-market — 60+ lenders searched, including
Can you finance a feed bin?
Yes, and feed bins are more fundable than most people assume because they are bolted together and stand on a base rather than being built into anything. That keeps them identifiable as equipment, so a funder can lend against them in the ordinary way. They are usually bought in numbers, which is helpful: two or three bins with the augers and load cells on one invoice makes a sensible agreement. Used bins do change hands. The thing to confirm early is the base, since a bin needs a proper foundation and that concrete is a separate cost outside the finance.
Used kit: Yes, though galvanising condition at the cone and boot governs the value
Get a quoteor call 0333 772 4864
What would a feed bin cost per month?
Asset finance is quoted on a flat rate, so that is what the buttons show, with the equivalent APR beside it. Your exact rate depends on the asset, the term, the deposit and the lender.
Prime is an established, profitable business with clean credit. Specialist covers newer businesses and credit that needs explaining — the asset itself carries part of the risk, which is why finance is often available where an unsecured loan is not.
Representative example: on Hire Purchase, borrowing £25,000 over 48 months at a 5.15% flat rate (equivalent to 9.9% APR representative), you would repay around £628 a month; total amount repayable approximately £30,150, of which £5,150 is the cost of finance. This calculator is for illustration only — it is not a quote or an offer of finance, and the rate and repayments you are offered will depend on the asset, term, deposit and your circumstances. CW Asset Finance is a credit broker, not a lender, and may receive a commission from the lender that funds your agreement. All finance is subject to status, affordability and lender approval.
Rates shown are indicative flat rates with the equivalent APR alongside — the two are not the same number. Indicative only and does not constitute a quote or an offer of finance. Subject to status and lender approval.
How lenders treat it
Bins sit in the useful category of structures that are not fixtures. Because they are bolted and can be craned off a base and moved, funders treat them as chattels with a working resale market across dairy, pig and poultry. Galvanised condition is what drives value, particularly at the cone and the boot where moisture collects. Where bins are bought as part of a poultry or pig contract build, an underwriter will want to see the integrator or supply agreement behind the enterprise, since that is what pays for them. Augers, flexible feed lines and weigh cells are ordinarily funded on the same agreement. Level repayments suit, because feed use and the income it supports are continuous rather than seasonal.
Makes and models we fund
Examples of the machines we are asked to fund. This is not an exhaustive list — if what you are buying is not here, it does not mean we cannot fund it. Your supplier quote is what the agreement is written against.
| Machine | What it is |
|---|---|
| Collinson galvanised feed bins | Farm bins for meal and pellets |
| Collinson blow bins | Bins for blown bulk feed delivery |
| Bentall Rowlands feed silos | Hopper bottom silos for livestock feed |
| Chore-Time Flex-Auger | Flexible auger feed delivery lines |
| Roxell feed pans | Pan feeding systems for poultry |
| Big Dutchman feed weighing systems | Bin and line weighing for ration control |
| Skiold disc mills | On-farm milling for home-mixed rations |
| Skiold mill and mix units | Complete grinding and blending plant |
| Collinson rigid augers | Auger and boot transfer from bin to house |
| Bentall Rowlands bin weighing | Load cells and readouts for feed bins |
Get a quoteor call 0333 772 4864
Who buys one
Dairy farms moving from bagged to bulk feed to cut cost per tonne, pig and poultry units where bins are standard and capacity has to match bird or pig numbers, and beef finishers feeding a blend. The purchase is normally prompted by expansion, by a feed supplier requiring bulk delivery, or by a bin that has corroded at the boot and is no longer discharging cleanly.
Get a quoteor call 0333 772 4864
We publish the deals we arrange, with no client named and no rate quoted. See what we have funded in agriculture.
How it is treated for tax
Bought on hire purchase, business plant and machinery normally qualifies for capital allowances on the full cost even though you pay for it monthly, which is a large part of why hire purchase is the common structure. On a finance lease you generally set the rentals against profit instead. The rules change between budgets and your position depends on how you trade, so treat this as the direction of travel and get your accountant to confirm the detail before you commit.
Feed bin finance questions
Is a feed bin a fixture?
Generally not. Because it is bolted together and simply stands on a concrete base, a bin can be craned off and moved, which keeps it in the category of equipment rather than becoming part of the land. That is precisely why it funds more easily than a building on the same yard.
Does the concrete base go on the same agreement?
No. Groundworks and concrete are construction rather than equipment and a funder has no way to recover them. Budget for the base separately, and remember it needs to be right, because a bin on an inadequate foundation is a safety problem as well as a finance one.
Can I fund several bins together?
Yes, and it is the usual approach. Units rarely need just one, and putting the bins, augers and weigh cells on a single invoice produces one agreement at a value funders are happy with, rather than several small ones that cost more in arrangement than they are worth.
What condition points matter on a used bin?
The galvanising, especially around the cone, the boot and the auger entry where feed and moisture sit. Surface marks on the barrel matter far less. Also check the ladder, the hoop and the lid mechanism, because they are what an inspector will look at as much as a funder.
Does a poultry or pig contract help the application?
Yes. Where bins form part of a contract rearing or finishing arrangement, the integrator agreement shows an underwriter exactly where the income comes from. Bring it with the application; it does more for the decision than the specification of the bins themselves.
Get a quoteor call 0333 772 4864
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Not an offer of finance. All finance is subject to status, affordability and lender approval.
Get your quote
Tell us what you’re looking to fund and Conor will come back to you personally — usually the same day.
Prefer to talk? Call 0333 772 4864 · serving Leeds, York, Harrogate, Wakefield, Selby, Tadcaster & across North & West Yorkshire.
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